So I have company A telling that because my new house (I exchange on Friday) is within 100m of a watercourse my Building & Contents premiums will be inflated (£55 a month).
However after using Confused.com and phoning LV, they say my new address doesn't flag as a flood risk, and it would if it was a risk - therefore £32 a month.
The watercourse in questions is a river run off running alongside the local park, the other side of some house that border the park, at the end of our street. The local authority flood risk documents state a "0.1 to 0.5% chance of 0.1m flooding risk in any given year"
Who do I believe? LV's document say the building is covered by flooding so how can I be sure....?