Coffeeking alluded to another factor – if you can be bothered to repair the car yourself that’ll reduce costs significantly
I think it also requires tools, knowledge and time. Rather than just effort. All those things have to be factored in. Also, is it just me or do these things ALWAYS take longer than expected. Never fails to amaze me, usually goes like this:
“Of course mate, that’ll be easy. Just whip those two bits out, replace it, bang them back in, all sorted in about half an hour.”
3 hours later…
“If I can Just. Get This. Bolt Off GNNNNNNNNNARRRGGGG……. Right, here’s what we’ll do……..”
6 hours later….
“**** it, lets take it to the garage”
😆