The geologist in me says that ground heat is from both solar warming and nuclear fission.
In my friends house with a heat pump the ground water is 10-12°C and the under-floor heating runs at 25°C or less. Why should he doubt the COP claimed?
If the house is millstone grit how about insulating walls on the inside. Use 90mm of recycled polyester behind 22mm pine floor boarding for R3 (with the wall) or rockwool backed plaster board or even a multi-layer insulator behind wood or plasterboard to reduce the interior space lost to 7cm.
Polyester is about £8/m2 and pine £6/m2. Not to all tastes but it looks and feels cosy. Do something with the walls, double glaze and make sure there’s 350mm of insulation in the roof and you won’t need a 24 kW boiler.