Im using various way of testing line speed including OOKLA, BTWholesale etc and all giving approx same results.
My BT home hub 5 is running 802.11ac and is sitting connected to the master socket only (no other phone lines connected) and ive tried sitting it in various positions around the livingroom, all giving me the same speed results. Ive also moved position of laptop and mobile phone around the house when testing, again all giving approx same result so im pretty sure its not environmental.
Ive never tried Inssider though so thats a nice suggestion, will get on it. Ive also never faffed with modem settings etc before so will look into that.
Cheers