Sorry, I just don't understand this sort of thing. Mrs PP and I have a joint account. All our money goes in. We buy stuff with it.
She knows I've been wanting a £340 lens for my camera for a while. I've put off buying it sooooo many times for different reasons, and tried to find a cheap one on eBay, but even used they sell for over £300. So after loosing 2 more on eBay last night she says 'It's not worth it, just buy a new one' So I did.
I just can't see why people try to be deceptive about this sort of stuff. When we had seperate accounts, I'd tell her I was getting a new bike, now we only have a joint account, I ask instead. But the result is the same. 🙂
Unless, of course, you're spending money you don't have…….