Buy the hifi now. I think we’re in the honeymoon period, the £ will drop further. Paid and booked as much of an upcoming holiday pre Brexit as we could, just got to suck up booking and paying the rest (which has increased in price).
Future plans include, now not buying another car and not buying a new bike, spending minimum money on the garden and house, build up some savings, overpay to reduce mortgage.
A thought, this is of our own doing. It is not the result of a worldwide economic downturn, like 2008. So my reasoning is that we’re in control of fixing it, we’re not waiting on the world as a whole to recover, therefore things getting better should be quicker. You should believe me, I’m not an expert.