I’m a marine engineer and this caused long discussion in the office yesterday, the consensus reached was that the auxiliary DG tripped and caused a blackout resulting in loss of steering and the turn probably caused by a combination of current/windage and possibly the rudder being locked in an off-centre position when the blackout happened.
The only time I’ve ever seen smoke like that was when a turbocharger suffered a catastrophic failure. You wouldn’t see that much from a normal start up or reversing a two-stroke engine.
So DG breaks, blackout occurs, loss of steering and subsequent impact. As someone mentioned above these ships will have 3-4 diesel generators but as far as I know there’s no requirement for two to be online when manoeuvring, its best practice but not code. Alternativly it could have two online and one failed and the load-shedding process didn’t function as it should, causing the other to trip. The emergency DG should be capable of accepting loads very quickly (~45 seconds), but that might have no functioned as intended or it was simply too late.
Of course the above is entirely speculation based on the grainy videos of the collision so I may be way of the mark.