Bought a Honda NX400 Falcon trail bike on a bit of a whim, having withdrawal symptoms after selling my last bike etc. It's lovely but seem to have problems finding anyone to provide comp or TPFT insurance cover, I know I should have checked this out first, previous imports I've had haven't been a problem. It's a made in Brazil Honda based on an XR400 and unfortunately on the drop down menu for all these quote sites the model is not listed. A couple I called will provide 3rd party only cover at some astronomical rate as they rank it like one of those Chinese Hongdukwakaiki things that seem to have flooded these shores - they have a kind of catch-all cover for anything they are not quite sure what it is.
Anyone know any companies to try? Cheers
Carole Nash are bike specialists, I normally phone them up so don't know if their site lets you "auto quote".
Thanks - they were one of the ones who could only do third party only at a v.high price, cheers though
Yeah, give carol nash a call.
Won't be much. I think a dominator cost me £60 a few years ago.
EDIT: have you called them?
Yep I called them. Annoyingly a UK XR400R (basically the same bike) is as you say coming out at £66 a year fully comp, the catch all third party price for this £250...
Did you actually speak to Carole Nash? They do a lot more than the website offers. Adrian Flux used to be good too- those 2 are the only ones that'd insure my bike in the end, but Carole Nash distinguished themselves...
Everyone else- "Oh it has too many modifications and too much tuning"
Carole Nash- "Is it turboed? No? Is it stretched more than 50%? Nitrous? Not even a little bit? BORING"
Yep I called them. Annoyingly a UK XR400R (basically the same bike) is as you say coming out at £66 a year fully comp, the catch all third party price for this £250...
That's a nightmare.
I bet you could get an XR400 frame and v5 for £50 off ebay to 'do up' with bits from the donor bike you've just bought...
Sorted, just got recommended bikesure through adrian flux, covered it no problem fully comp at an ok price, happy now
Everyone else- "Oh it has too many modifications and too much tuning"
Carole Nash- "Is it turboed? No? Is it stretched more than 50%? Nitrous? Not even a little bit? BORING"
Heh, remember the first time I called Carole Nash.
"Any modifications?"
"Well, here's the thing. I want to fit an illegal race exhaust and my current company is being awkward."
"OK. And when would you like the cover to start?" 😆
I know you have it sorted now, but if its older than 15yrs Footman James are a good bet if you don't mind joining the Honda owners club or suchlike.
Motorcycle Direct wanted £50 admin fee from me for changing address 👿
Carole Nash tried to deny that they had agreed my premium would be reduced once an on going claim had been settled & even tried to say that reinstating my 10yrs plus NCB would make no difference to my policy 👿
It's 6 years old, £160 fully comp with the legal cover, so more than if a UK XR400, but I can live with that I guess and lesson learnt to think a bit more about insurance before buying stuff there and then