If it doesn't involve lizards I'm going to be so disappointed.
Another question for you no cash people.
Are you of the opinion if you have nothing to hide you have nothing to fear?
No-one has nothing to hide.
Another question for you no cash people.
Are you of the opinion if you have nothing to hide you have nothing to fear?
I have absolutely no idea at all just what it is you’re getting at. You’ll have to explain it to me, preferably in words with as few syllables as possible.
I hardly ever carry cash, I even buy an ice lolly using contactless when I walk across the park on my way home from town.
Although oddly enough I was given two pund coins this evening when I took the re-usable plastic beer ‘glasses’ back to the bar after a gig at The Exchange in Bristol this evening. Greenman and EOTR festivals do this, you pay a pound deposit on your first pint, then you just take the glass back and get a fresh one, or keep it and just get refills. First time I’ve seen it at a venue, but it makes sense - no problems with breakages, easy to clean and re-use, and if someone wanders off and takes their glass with them, they’ve paid for it anyway. I took my two back and got my deposit back. I’ve got a few festival ones, ‘cos people just drop them on the ground, so I pick them up, then take it back, get a clean one with a pint, then do the same again. They’re handy to put a cold drink in when out in the garden, ‘cos they’re pretty sturdy, and won’t break - certainly worth a quid.
Another question for you no cash people.
Are you of the opinion if you have nothing to hide you have nothing to fear?
Another vote for ‘what does this even mean?’
Not used cash for years and can’t think of anything I’m hiding or truly fearful of. Hang on though I guess there are that stack of dead bodies, my drugs empire and Anatidaephobia to take in to account.
Buying bike bits off eBay and sandwiches from the place next to work will surely uncover my illicit deeds!
Can someone please explain what the issue is with CBDC?
If you tell us what it is first.
All fine and dandy till there’s a power cut.
fair point but not a fair point, I’ve seen that happen and the tills don’t work either so even cash is useless
Mobile phone for everything for me ie Apple Pay or my bank app and direct transfer.
most annoying thing for me is parking in the local town that still requires cash. I never have cash so don’t pay and risk getting a fine
Also what are your thoughts on government backed crypto
Will admit I don’t understand it, never had any. I thought the point of crypto was that it was unlinked to our or any governments currency. So I don’t see what the point of BofEcoin is.
But using some future concept (that just happens to contain the words electronic and money) as a way of justifying an objection to making small purchases with a credit card rather than coins today, is so much of a non sequitur I am at a loss with where to begin.
The purchase of that porcelain dog at the car boot was the last piece of the puzzle they needed to build their case.
The thing is, they will never know about your porcelain dog fetish as I assume you used cash at the car boot?
Also what are your thoughts on government backed crypto
Totally pointless.
Totally pointless.
I was thinking the same. Isn't the whole point of Crypto that it doesn't have an owner or a gouvernence structure?
The thing is, they will never know about your porcelain dog fetish as I assume you used cash at the car boot?
Not if it was cashless.
And it was stuffed with Columbian marching powder.
Then they'd be interested.
Makes you think.
A Haiku is supposed to have a set number of syllables and only three lines.
Can someone please explain what the issue is with CBDC?
We did the "people fear change" joke already, didn't we.
Cash works for the people but not the powers that be.
That's why they're getting rid of it - control.
Cash doesn’t work for this person. It’s a PITA. Also, who are they?
Isn’t the whole point of Crypto that it doesn’t have an owner or a gouvernence structure?
No, the whole point of crypto is to make lots of money for the people who invented it.
I really don’t understand the idea that using cash is better for budgeting. Whatever you’re planning to spend it on costs the same regardless. Self control and a spreadsheet takes care of budgeting. Cash is a massive pain in the arse in my opinion. Not used it for years and don’t intend to start again for any reason.
Not specific to you (just quoting as an example) .. but ultimately what gives you the say on how others use and manage their money which is to some extent what's happening? People who don't want to use tech are either being forced to or squeezed out.
Personally, I don't want computers, phones or any other tech etc. in my life except as I choose (or get paid for).
If nothing else I want to be able to 'unplug' for a week... not turn on a computer or phone.
Paul Merton manages without a mobile phone or computer...
The idea of my Mum buying a computer and learning to use spreadsheets isn't working for me either.
As for online/offline… where are you buying things where there is no phone signal and no wifi?
That might be quite an England centric point, sorry if you’re somewhere more remote and less connected.
What if I just don't have a smartphone or just don't wish to be carrying it or turn it on (or the battery ran out)?
posts stuff about *they* will control what you can spend etc in the cashless world
bonkers, to what gain?
As per the thread title.... but
*they* will control what you can spend etc in the cashless world
is not
*they* will control what you can spend on and who with etc in the cashless world
It certainly changes spending habits for many... the who people buy from as well as the what but that's all part of a deeper assumption that everyone wishes to be part of this tech society or they can just sod off and/or die.
As the older generations die out and are replaced by digital savvy kids the decline of cash will speed up.
And here is the issue ... a generation of real life unsavvy kids who can't differentiate between real life and some artificial online world (I totally get cash itself is artificial but this is a step or several steps further)
Paul Merton manages without a mobile phone or computer…
He's quoted as saying "I don't have a computer or a mobile phone. I don't have email. I manage because my wife has those things". And I'll bet you his manager and accountant all have them, so he's not so much bravely rejecting tech as using it at one remove.
fair point but not a fair point, I’ve seen that happen and the tills don’t work either so even cash is useless
Well some people have thought hard and come to the wrong conclusion.
I've lived this scenario a few times. You go through the back - you get a second float from the safe and you run a manual tally on a note book using a calculator.
The hardest part is knowing the price of things. - so can forget going to Tesco/Asda who don't put price labels on anything any more . But in our scenario - it was a bar so we knew the price of most common drinks off the top of our head. Folks had a great evening by candle light and one of the guests playing. An old acoustic guitar we found in the back.
I can see holding folding being popular again this winter at least.
What if I just don’t have a smartphone or just don’t wish to be carrying it or turn it on (or the battery ran out)?
Or you run out of cash and there isn't a cash-point nearby? Everyone can create difficult scenarios.
Given that the Treasury just spent millions creating plastic/polymer notes, and one of the reasons they did that is that they last longer, (the £20 note is supposed to last 20 years) plus they printed over 500 million fivers and over 1200 million tenners; I don't think we're at the dawn of the cashless society yet.
Personally, I don’t want computers, phones or any other tech etc. in my life except as I choose (or get paid for).
I just use my bank card for any in person purchases and PayPal for everything else. I totally understand the stance in your post but the world moves on, always has and always will. Cash is becoming less prevalent and I think learning to cope with that change, like any other, is a good thing.
Paul Merton manages without a mobile phone or computer…
How did he communicate that with everyone? 🤣
And here is the issue … a generation of real life unsavvy kids who can’t differentiate between real life and some artificial online world
Pretty sure they are saying 'and here is the real issue - a generation of technophobes who are stuck in the past and can't cope in the modern virtual world'
Just dealing with an old boy who has requested payment by cheque FFS! Refused a simple bank transfer or cash , it's a decent amount but I could pay it in cash, he's not a technophobe , been in business for years. No idea where or even if I still have a cheque book.......first world problems. He says it's because he has a 'property deal' going on, how does that make a blind bit of difference?
Yes cashless is terrible, I lost my wallet two weeks ago as was just doing contactless for everything! Finally found it but those weeks were concerning 🤣
Jamesco, just tell him you dont have a cheque book. I very nearly binned ours a few months ago, hadn't written a cheque since before Covid.
If nothing else I want to be able to ‘unplug’ for a week… not turn on a computer or phone.
Fine but the flip side for many businesses is they don't want the hassle of cash so their want is not to handle it. I trust you respect their prefer
Jamesco, just tell him you dont have a cheque book. I very nearly binned ours a few months ago, hadn't written a cheque since before Covid.
If nothing else I want to be able to ‘unplug’ for a week… not turn on a computer or phone.
Fine but the flip side for many businesses is they don't want the hassle of cash so their want is not to handle it. I trust you respect their preference.
Face it you're in a dying minority, many older people have happily embraced technology, attitude is the main barrier, you dont need expensive tech, just a cheap smart phone. With modern banking apps it's just as easy to budget by looking at your current balance as counting your cash in your hand, so that argument is out the window as well.
johnners
He’s quoted as saying “I don’t have a computer or a mobile phone. I don’t have email. I manage because my wife has those things”. And I’ll bet you his manager and accountant all have them, so he’s not so much bravely rejecting tech as using it at one remove.
He's not "bravely rejecting tech" he just doesn't want it neither is this some "one off quote".
I think the one you quoted was about "What screen saver do you have" but he's variously asked and never makes a big deal and say's "his wife has one".
I remember one interview with him and Hislop where he got asked "but how do you meet people" (or something) and Hislop just replied with (sic) "how do think we did before mobile phones".
Equally, yep sure his accountant has a computer, they are being paid to.
How did he communicate that with everyone?
He answers questions he gets asked face to face...
funkmasterp
I just use my bank card for any in person purchases and PayPal for everything else. I totally understand the stance in your post but the world moves on, always has and always will. Cash is becoming less prevalent and I think learning to cope with that change, like any other, is a good thing.
It's not (so much) about prevalence it's about removing the option.
I'm getting on a bit myself but I'm sure even I'm younger than say the average national trust visitor.
Not that long (2yrs) ago I tried parking at Hindhead and my phone was too old to even download the App required to pay. Ultimately though it's usually a case that I end up paying for something I don't want.
If I give another example... I pay council tax. I am prohibited from using the tip I pay for because I don't have a "car". (I have a van but that then excludes a great deal and I have to register it and pay) There is no option to turn up with a wheel barrow or some bags, moped etc.
Lots of people don't have a vehicle at all... so they are completely unable to use this service they have no option but to pay for. To extend your statement (into something you didn't say) perhaps they should just "get with the times"? (This is made more complex that a private company operate it and set prices so that other competing companies can't use it)
In this case the assumption from our council is everyone has a car.... this of course then extends into bike parking, planning for shops etc. etc. no bus service between walk in clinic and hospital or between sister sites of the hospital (5 miles and 7 miles) and I'm not exactly back of beyond but the council's expectation/assumption is all residents have a car.
I guess what I'm saying is there are these assumptions that people should just embrace either getting a mobile phone, car, cashless etc. or they are not worth considering as part of society.
Footflaps
Pretty sure they are saying ‘and here is the real issue – a generation of technophobes who are stuck in the past and can’t cope in the modern virtual world’
Well we were here 1st 😉
More seriously in all the extended examples (car, mobiles) its accepted that both the accompanying health issues are something we should just accept. I hope I don't need to go into why cars cause health issues or how many studies link pressures from mobile usage to mental health issues?
Let's face it. It's the same argument that's plagued paper maps.
Tech is great . Right up till it's not.... Then your screwed.
Let's face it. It's the same argument that's plagued paper maps.
Tech is great . Right up till it's not.... Then your screwed.
I predominantly use my phone. There has been a number of occasions lately where the contactless hasn't recognised the phone -and I've no other method of payment. To the point Im back to carrying at least a single card.
Bit like how pre pandemic id carry a card and 20quid on a ride as several cafes round here were cash only.
What do you have to take to the tip by hand? Does your council not offer a kerbside collection?
When I worked at the council a van registration was something exorbitant like £15 quid. Registration is there to stop tradesmen from taking the piss with commercial waste.
What do you have to take to the tip by hand? Does your council not offer a kerbside collection?
Does any of that matter. If your not in a car your excluded.
And fyi yes I can get kerbside collection. It's charged per item and so again another tax on those without cars
As for the rest of that, it's a lot of words to say "I don't want it." And that's fine.
Most of the arguments are mince, of course. From weapons-grade tinfoil-hattery about Them, to forgetting your phone whataboutery because no-one in the history of ever as found themselves out and about going "shit, my wallet's in my other coat!"
You want to use cash, good for you, no-one is forcing you not to. We're not going to ban cash, certainly not in our lifetimes. What will happen, guaranteed, is that convenience will drive popularity. The reason next to no-one uses cheques anymore isn't because they've been banned by Big Banknote but because they're a pain in the arse.
Money will go the same way. Rummaging around in a purse or wallet, "oh, I've only got a twenty, is that OK?"; eyerolls as the shopkeeper counts out £14.86 in change; they've run out of pennies so there's that awkward moment where neither of you know whether they're going to under- or over-charge you 1p; here's your receipt to immediately lose; then walking round like ED-209 all day until you can get home and dump it into an oversized whisky bottle to 'take to the bank' when it's full. Alternatively, blip... "payment accepted." By the time your grandkids are our age, a £20 note will be something they stick in birthday cards and the Generation Gammas think is quaint.
Does any of that matter. If your not in a car your excluded.
This has all gone a bit Life Of Brian.
And fyi yes I can get kerbside collection. It’s charged per item and so again another tax on those without cars
Don't be melodramatic. It's a charge for an additional service. Have you never bought anything and been told "in-store collection available for free, or home delivery is £4.99"?
For what it's worth, this varies by council. Hyndburn does free bulky collection so long as you don't take the piss; Burnley have a nominal fee (it's something like 10-15 quid for up to four items); I expect other local councils are broadly similar.
Alternatively, blip… “payment accepted.”
Well to be as dismissive as you to other view points yes that's one alternative.
Alternatively, to blip… “payment accepted. There are several other outcomes the world's not black an white.
Almost all of the other scenarios that arise when you go "blip" are negated by......cash.
Don’t be melodramatic. It’s a charge for an additional service. Have you never bought anything and been told “in-store collection available for free, or home delivery is £4.99”?
Ok. I don't want your home delivery I'll come collect it on my bike for free ..... Oh no sorry sir we only allow cars on site - oh but I don't own a car- But we can charge you more to deliver it.
The world's not black and white have a little empathy . View it from others view points once in a while.
Bit like how pre pandemic id carry a card and 20quid on a ride as several cafes round here were cash only.
I just have a £20 note in the back of my phone case - used it twice since lockdown first started.
Tech is great . Right up till it’s not…. Then your screwed.
But...That's no one's fault but your own. If you go somewhere and you either haven't charged your GPS, or miscalculated how long it would take, or got lost, those are all imaginable circumstances, if you've not planned for it; well, you've only yourself to blame. Having your bank card on your phone, or you just carry cash, is exactly the same gig,
Prior Planning Prevents Piss Poor Performance as the saying goes.
Lots of people don’t have a vehicle at all… so they are completely unable to use this service they have no option but to pay for.
They're not completely unable to use the service, the actual service of sorting the rubbish after drop off is freely available to them, they just have to find a different way of getting stuff there - could be a zip car, cargo bike, man and van etc. I don't think councils are unfair charging a modest fee for collecting stuff it costs them money do to so.
Almost all of the other scenarios that arise when you go “blip” are negated by……cash.
Or, almost all of the other scenarios that arise when you go “cash” are negated by……blip.
🤷♂️ It's an alternative. We've had Your Flexible Friend™ since the 1980s and no-one's been crying into their soup about that. Today we have debit cards, credit cards, contactless is displacing chip & pin as rapidly as C&P supplanted magnetic strips and "sign here please, sir" but they're ostensibly the same process. Contactless phone payment is no different. If your card fails you have cash / if your cash fails you have card, is the point I was getting at. Like I said, if you don't want to use those options then that's absolutely fine, it's not mandatory.
My mum falls into this camp. She's in her mid-70s, her phone is what today we'd somewhat ironically call a 'feature phone'. She's happy typing in her PIN on a transaction which would accept her contactless card and always insists on giving me a tenner if I get her shopping in. (I've tried arguing this, she says if I don't accept it she'll feel guilty asking me next time, the manipulative cow.) For her, cashless is a non-starter. There are people of her generation who long for the return of shillings FFS.
Ok. I don’t want your home delivery I’ll come collect it on my bike for free ….. Oh no sorry sir we only allow cars on site – oh but I don’t own a car- But we can charge you more to deliver it.
Going to cycle to John Lewis to collect a fridge, are you?
The world’s not black and white have a little empathy . View it from others view points once in a while.
I'm sympathetic to those who don't want something or can't, I said this (in black and white) earlier. Choice is good.
What I have less time for is baseless pseudo-justifications for this decision, like whoever it was talking about 'control' earlier. Would you, could you like green eggs and ham?
I have had to start carrying an emergency fiver in my toolkit as I have been in three pubs in the last fortnight that are cash only. I always have a few notes in my wallet but often just stick a card in my pocket when going out on the bike.
Going to cycle to John Lewis to collect a fridge, are you?
Must have missed where you mentioned it was a fridge earlier in your hypothetical situation. But you keep shifting goalposts it's a good look.
Back in the real world I've Tried to take stuff to the skip on my bike and been told no bikes on safety grounds.
Kerbside domestic refuse and recycling is free nationally. Bulky item collection is provided (I think) by all local councils although some charge a nominal fee.
So: what are you having to take to the tip which can be readily transported on a bicycle but cannot go into kerbside collection?
been told no bikes on safety grounds.
Do you consider that an unreasonable restriction? I can readily see why a site with heavy plant vehicles wouldn't want free-range cyclists hooning about. Kids on bikes are enough of a menace at Tesco.
Glass bottles which are not taken in the recycling locally (but are within the region if your googling for information) but your requested to take them to the skip your self from our postcode area.
In the shire we have had to take all our recycling to the skip ourselves up until fairly recently.
Do you consider that an unreasonable restriction? I can readily see why a site with heavy plant vehicles wouldn’t want free-range cyclists hooning about.
Well if they allow cars , people with trailers who can't reverse them, pedestrians from the cars carrying things far too big for them to carry alone.
Then no...... Because it was a long time ago that the heavy machinery and the public part were separated in any of the skips round our part.