£25 for me
£75 Mrs zip and £50 for her sister. All full pots.
Rubbish really.
nowt for me 🙁
3 x £50. Rubbish.
First time ever a winner, I think I've got about £350 in it and won £100. It's only taken 45 years
£250.
First in a long while.
9th month of nothing. It's like my holding doesn't exist.
What's the advantage of Premium Bonds over chucking the cash at "find of your choice" tracker fund?
I've got ~£10k sitting doing nothing. Debating having a punt on PB or sticking it in a fund.
Premium bonds are cash savings not investments so a better comparison is to a cash savings account. Advantages are that they “interest” (winnings really) are tax free so if you pay tax on your savings interest then this is a way to avoid it. It is also guaranteed by the government so you WILL be able to get your money. Disadvantages are that you need a fair bit of money invested to make the probabilities work for you.
£125 on full pot
What's the advantage of Premium Bonds over chucking the cash at "find of your choice" tracker fund?
I've got ~£10k sitting doing nothing. Debating having a punt on PB or sticking it in a fund.
I may be mixing you up with someone else - but premium bonds are only available to UK residents.
PBs probably only really make financial sense after you've maxed out any ISA allowance etc, but the marketing temptation for premium bonds which attracts those who are not necessarily stressing about tax on interest is the small possibility of a big win. Funds can go down in value.
