Forum menu
It's Premium Bonds ...
 

It's Premium Bonds draw day.

Posts: 2653
Free Member
 

Fark all for me. Last win was £100 in February


 
Posted : 04/06/2023 12:05 am
Posts: 17290
Full Member
Topic starter
 

£175 for me, £150 for mrs zip.

Better than the interest rate this month.


 
Posted : 04/07/2023 8:25 am
Posts: 3194
Free Member
 

Zilch :/


 
Posted : 04/07/2023 8:35 am
Posts: 1742
Full Member
 

Grand total of £75, I'll take that.


 
Posted : 04/07/2023 8:40 am
Posts: 14536
Free Member
 

£50 for me

£25 for my wife


 
Posted : 04/07/2023 8:50 am
Posts: 739
Full Member
 

Nowt .


 
Posted : 04/07/2023 8:54 am
Posts: 24854
Free Member
 

These folks claiming wins, how many £'s do you have invested? How much is invested in total?

My wife was recently given a load of old papers by her mum which included £5 of premium bonds bought for her as a kid, and never been looked at. We found the site and unclaimed prizes list and thought in 40 years there must be something - not a sausage.

Probability says it must be just round the corner, doesn't it?


 
Posted : 04/07/2023 9:09 am
Posts: 12667
Free Member
 

These folks claiming wins, how many £’s do you have invested? How much is invested in total?

I won £200.  £45K invested (sitting waiting to pay for an extension, or a part of an extension rather)

Have only won £25 in last 3 months though so not great.


 
Posted : 04/07/2023 9:12 am
Posts: 2094
Full Member
 

75£ in total. The winning run continues. I don't have the full amount in bonds but it is a sizeable amount in one big block.


 
Posted : 04/07/2023 9:38 am
Posts: 834
Free Member
 

Nothing again, I've statistically defied the odds how unlucky I've been, with one £25 prize from £10k over a year.

Withdrawing this month for a car purchase, so that'll be that for a good while now.


 
Posted : 04/07/2023 9:43 am
Posts: 4506
Full Member
 

We found the site and unclaimed prizes list and thought in 40 years there must be something – not a sausage.

I've got about £25 of bonds bought for me in 1959 when I was born. Not one of them has ever won a prize.

My overall return over the last 12 months has been 5%, which I'm not unhappy about, but it is massively boosted by a rather larger than usual win this month.


 
Posted : 04/07/2023 9:49 am
Posts: 453
Free Member
 

£50 this month.  We have around £14k in there as a block, the kids get £50 put into theirs every month so they have around £500 each now, the Mrs has £1k in hers but she's taking it out to pay a credit card off...

Main one is the only one that has won each month for the past year, ranging from £25 to £150


 
Posted : 04/07/2023 9:55 am
Posts: 5349
Full Member
 

2 x £100

1 x £50

Kerching.


 
Posted : 04/07/2023 10:00 am
Posts: 1483
Full Member
 

£50 this month off of a £50K holding. It’s just about kept up with the bank saving rates over the 6’ish months it’s been in there. Taking a chunk out soon for a new driveway and a couple of other projects…


 
Posted : 04/07/2023 10:04 am
Posts: 6886
Free Member
 

£25 to end my barren spell.


 
Posted : 04/07/2023 10:18 am
Posts: 20885
Free Member
 

£50 today, from £14k in savings - with a total of £250 this year. In the 18 months prior, I only won £125 in total.


 
Posted : 04/07/2023 10:42 am
Posts: 24854
Free Member
 

don't feel quite so unlucky now


 
Posted : 04/07/2023 11:07 am
Posts: 7038
Full Member
 

For this month i* thought i'd take some out out and put it back in again - mix the pot. However i won less this month than last month. *a rubbish financial advisor.


 
Posted : 04/07/2023 11:12 am
Posts: 17290
Full Member
Topic starter
 

These folks claiming wins, how many £’s do you have invested? How much is invested in total?

We are maxed out and in 7 draws I've won £1075 and Mrs Zip £1050.
Our friends won £100k last year and can now retire at 60.


 
Posted : 04/07/2023 11:25 am
Posts: 5807
Free Member
 

Probability says it must be just round the corner, doesn’t it?

It says exactly the opposite for a £5 stake. It's always possible though,

I've about £26k of bonds, this month I won £25, which is about equivalent to an AER of 1.15%. It's a long way short of the 4%+ available now in an easy access account. Over the past year or so I've averaged a return of around 3% which is just about OK given the interest rates at the time but is looking less attractive now. Still, there's always that one-in-many-millions chance of winning big!


 
Posted : 04/07/2023 12:25 pm
Posts: 5807
Free Member
 

For this month i* thought i’d take some out out and put it back in again – mix the pot

That's got no logical basis at all, plus you'll have rendered what you took out ineligible for at least one draw!


 
Posted : 04/07/2023 12:28 pm
davros reacted
Posts: 1760
Free Member
 

Have wondered this, I've got about 4 lots as I've added funds in over time, does it make any sense at all to take out and put in as one block or is it the same chance either way??

£50 last month and £75 this, not complaining after a 6 month dry spell.


 
Posted : 04/07/2023 1:06 pm
Posts: 20885
Free Member
 

is it the same chance either way??

As it is a completely random draw, surely the odds are exactly the same as you still have the same amount of bonds.


 
Posted : 04/07/2023 1:08 pm
davros reacted
Posts: 2738
Full Member
 

50,000p this month


 
Posted : 04/07/2023 1:09 pm
Posts: 7038
Full Member
 

That’s got no logical basis at all, plus you’ll have rendered what you took out ineligible for at least one draw!

I know. Needed it for home improvement.


 
Posted : 04/07/2023 4:30 pm
Posts: 8837
Full Member
 

@zippykona Same here, I won £150 this month, but wife got nothing...


 
Posted : 04/07/2023 4:34 pm
Posts: 4811
Full Member
 

£5 of premium bonds bought for her as a kid, and never been looked at. We found the site and unclaimed prizes list and thought in 40 years there must be something – not a sausage.

40 years at an average return of 2% for example (not sure if this is right for the earlier years) yields £11 mathematically. i.e. a £6 win. Was £25 always the minimum prize? if so its unlikely (well, well below evens) that you would have won in that time with only £5.

I've been unlucky this month, another zero. Every month I think I want a new car but will wait until the PB draw. Probably not worth it.


 
Posted : 04/07/2023 5:01 pm
Posts: 1523
Full Member
 

£50 for me, and exactly the same for Mrs Lawman this month. That's on the maxxed-out £50k each, so not great this month.
It sounds like Mr & Mrs Zip up there have done a lot better over the last 7 months than we have - our totals are about half as much, at £450 and £550 respectively. It is clearly pretty random.


 
Posted : 04/07/2023 5:10 pm
Posts: 4468
Full Member
 

1 x £500 and 2 x £25 here on £12k ish of bonds.


 
Posted : 04/07/2023 6:41 pm
Posts: 4710
Free Member
 

£25 this month.


 
Posted : 04/07/2023 6:48 pm
Posts: 3928
Full Member
 

I won £25 in June's draw - only noticed today when I logged on for the first time in ages lol


 
Posted : 04/07/2023 6:57 pm
Posts: 9104
Full Member
 

I tried to sign up and buy my first ever premium bonds. First it sends you around in circles looking for the registration page and then it doesn't recognise my postcode and tells me to sling my hook.

What kind of cowboy operation is this?


 
Posted : 04/07/2023 7:11 pm
Posts: 3558
Free Member
 

wunundred!!

A absolute record for me!


 
Posted : 04/07/2023 9:46 pm
Posts: 6859
Free Member
 

Nothing, again.

I’ve had just over £300 in prizes from £15k saved for 2 years ie 1% /year. Significantly less than the 3.7% it’s supposed to pay out on average. I must be due a big prize one of these days :/


 
Posted : 05/07/2023 12:20 am
Posts: 64
Full Member
 

£350 this month after £225 last month.... Feeling pretty lucky! No doubt i'll get nothing for months now.

I do have £40k invested however and have won £1025 since February so roughly 5% return if averaged out for the year.

As others have mentioned it's more the chance of a big prize that excites me - no doubt will need the cash soon for house bits.


 
Posted : 05/07/2023 3:54 pm
Posts: 1794
Full Member
 

£125 for me which is my best return and the last 2 months have seen a definite uptick in line with the increased rates.


 
Posted : 05/07/2023 4:01 pm
Posts: 17290
Full Member
Topic starter
 

£300 for me and £125 for mrs zip.


 
Posted : 02/08/2023 9:08 am
Posts: 349
Free Member
 

Nothing, again.

+1. Would probably move it but a) it'll be used toward house deposit soonish and b)

As others have mentioned it’s more the chance of a big prize that excites me


 
Posted : 02/08/2023 9:10 am
Posts: 739
Full Member
 

£125 for the good lady. Nowt for me.....


 
Posted : 02/08/2023 9:11 am
Posts: 44799
Full Member
 

2x£25 for me - my first win as I have only just put my money in there.  Maxed out my account


 
Posted : 02/08/2023 9:14 am
Posts: 5349
Full Member
 

£175 here. Two months of nothing earlier this year but every other month has been over £200. Which is nice.


 
Posted : 02/08/2023 9:16 am
Posts: 14536
Free Member
 

£100 for me

£0 for my wife

Early retirement is on hold


 
Posted : 02/08/2023 9:42 am
Posts: 7038
Full Member
 

Half a Fat Face shirt.


 
Posted : 02/08/2023 9:45 am
Posts: 26
Free Member
 

£1k for me, about a 25% return this year, well happy 😀


 
Posted : 02/08/2023 10:01 am
Andy, Jolsa, Kryton57 and 1 people reacted
Posts: 1073
Free Member
 

I moved my money last month into an account paying just shy of 4% interest. Over the year it was in there it was tracking below savings rates (albeit they have only recently gone up) and leaving it in for longer it may have averaged out but I prefer the regular interest payment. Obviously no chance of my hitting the jackpot and retiring early this way!


 
Posted : 02/08/2023 10:42 am
Page 32 / 52