It's Premium Bonds draw day.

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schrickvr6
Free Member

Absolute rubbish, I’ve withdrawn mine this morning. I could make more in a day speculating 1% of my savings on crypto than I have made in a year on PBs.

If you’re after high returns and high risk then I don’t think bonds are the place for you

Cashed all my premium bonds in after a miserable 2 years with a grand total of £50 to show for over £13k worth of bonds.
3 months into a stocks and shares ISA, I’m up 3%. I went for a low risk set of Vanguard funds.

I'll be doing the same early next year, £10k in premium bonds has netted me £25. £10k in a Vanguard ISA over the same period is not far off £1500 up.

Sod all again! 15k in and so far I'm losing for the year compared with having it in an isa or savings.

2*25 for me 😃. Happy with that.

£25 for me
£50 for mrs zip

25 here too

£25 for me and my wife

I'll put my early retirement plans on hold for another month

Usual response from NS&I

3 x £25..... and today's the day I remove every penny (not, incidentally, related to the winnings)

Another £25. Third month in a row, not rich but I’ll take it.

2 x £25 here

had a quick look at the high prize winners yesterday thanks to google news suggestions.

there was a(not the million) winner from my area with a total holding VERY close to my holding .......so close i had to log in an see what my holding was now as the app doesnt tell you that.

It wasnt me....

The two £1M winners were from Bristol....

A disappointing £0 for me 😭.

I'm in Bristol, but not retiring just yet. Still, very happy with £100 this month.

Zilch. Life's not fair. Boohoo.

SFA all again. I’m giving it until Jan then pulling most of it to go into S&S ISA at this rate.

Oh well, last month was obviously an outlier; nothing for me at all in November. Nose back to the grindstone by the look of it.
But Mrs Lawman gets 3 x £25, so it's not all bad news.

Nada. But still better than the bank...

^ er, not sure how that works...
Anyhoo 3 x £25 here.

^ er, not sure how that works…

My lack of prize means someone else got a prize instead. My money is lining the pockets of ordinary people, not fat cat bankers. Or something.

Also, I'm up for the year already vs my bank.

12th draw since putting in 10k, not a penny in prizes so far..

£25 for me 😎

Nowt for my wife ☹️

Fiddy quids for me!

Nowt

£75 for me.

Glad tidings for me! 3*£25.

Me £25
Mrs Zip nil

£25

Back ok track after a few dry months

Nothing this month. Here's the picture since July when I got off to a flyer but things have dried up in the last 3 months.
Month Prize Return Cumulative Return Annualised return
1 £50.00 0.11% 0.11% 1.32%
2 £100.00 0.22% 0.33% 1.97%
3 £75.00 0.16% 0.49% 1.97%
4 £25.00 0.05% 0.55% 1.64%
5 £25.00 0.05% 0.60% 1.44%
6 £0.00 0.00% 0.60% 1.20%

Edit-sorry about the formatting, looks ok in the input panel.

over a year with nothing, might buy shares !

Nothing again

Another £25 for me (second one since I opened the account in February). Can't complain I guess.

Another £25 for me.

That's £125 over 12 months. Which is about 1.8% but last year £50 - so it's swings and roundabouts. TBH it's just a substitute for playing the lottery but without losing my stake

0. No goose for Little Timmy.

Yay, Christmas bonus... £25 for me.

Brings me up to about 1.1% on the year (I top up regularly and can't be bothered to work out an average balance), which is can't complain territory.

Nothing.

But I've had £100 since the first draw I was eligible for in August so can't complain 🙂

Nowt.

If I wasn't waiting for my sister to decide whether to buy a house, I'd have mine invested in my ISA.

Another month/year of sweet fanny adams. 🙁

If I wasn’t waiting for my sister to decide whether to buy a house, I’d have mine invested in my ISA.

My ISA generously gives me 0.1%. So I've emptied it into a mixture of premium bonds and stocks. The Premium bonds are doing better 😐

£25 again.
The year started badly but now I'm bang on my predicted return. Average luck for me

Just got a message saying I've won 2x£25. Strange it didn't come through yesterday.

Just got a message saying I’ve won 2x£25. Strange it didn’t come through yesterday.

Apparently they will inform you earlier if you win big. Otherwise, you tend to get the email notification a day or two after the results are available on the website, for some reason.

Another big zero...

It's been a long month. But the draw date has arrived. 4 * £25 for me. Hopefully everyone else will have similar good luck 👍

Nothing again 😕