insuring a car just...
 

[Closed] insuring a car just to sell it

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right i need to sell my car and it's been off the road all summer. i need to MOT and tax it but in order to take it anywhere i'll need to insure it.

i know that insurance companies have a cancellation period of say 14 days, during which you can cancel and receive a refund but in reality how easy is it to get your money out of them? it should cost me less than £300 to insure but ideally the car will be gone in a week and i'll want my money back.

will they play ball? i can imagine them trying to weasel out of it somehow


 
Posted : 09/10/2012 11:45 am
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i need to MOT and tax it but in order to take it anywhere i'll need to insure it.

but in order to tax it you need insurance

why do you need to tax it and insure it if you're selling it. Just sell it as is, let the buyer worry about the rest

i can imagine them trying to weasel out of it

quite rightly, the insurers share info, so if you cancel they'll be well aware you haven't insured elsewhere and know that you're playing games.

Just get day insurance if you need to take it for a MOT - but frankly don't bother with any of that - stick it on ebay and get rid.


 
Posted : 09/10/2012 11:49 am
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any car is worth much more money if it's taxed and tested and ready to drive away without bring a trailer etc..
especially an older car like mine


 
Posted : 09/10/2012 11:54 am
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Ask your friendly local car dealer to tax it for you under the umbrella of his trade insurance? Probably easier to bung him a few notes than pay the admin fee on your own policy...


 
Posted : 09/10/2012 12:05 pm
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Day insurance to drive to/from MOT place.
.
If you really want to sell with tax offer to knock the cost of it off the price for the buyer?


 
Posted : 09/10/2012 12:09 pm
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any car is worth much more money if it's taxed and tested and ready to drive away without bring a trailer etc..
especially an older car like mine

not really. I used to buy my vans with a years mot and tax, drive them for a year then sell them without either for (within £10) the same price. Sold untaxed vehicles plenty of times - the buyer will just drive it away.


 
Posted : 09/10/2012 12:10 pm
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You can get covered for a week with online companies, Did it to my T Sport. Worked out about 80 quid I think.


 
Posted : 09/10/2012 3:12 pm