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If you want to put some cash aside for your kids or grandkids, what's most important?
1. Interest rate?
2. Easy access?
3. Financial education for the kids?
4. Flexibility to vary the monthly contribution/take a break/make withdrawals?
5. Other?
Posted : 08/03/2014 7:09 pm
I've got a stock and shares ISA for my son.
Interest rates are so low anything will inflate away. So far this has done about 19% year on year in the two years he's had its.
It's a long enough timeline to take a bit of a risk.
Posted : 08/03/2014 7:12 pm