Car Tax disc....
 

[Closed] Car Tax disc....

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So in a bit of a bind here...

I MIGHT need to get my car on the road for Saturday. Im not sure it's 50/50 at the mo... So if i do indeed need it i can get the insurance sorted first thing tomorrow, but the paperwork won't arrive for a few days.

How can i then get a tax disc ? I believe if you go to the post office you need the certificate. If i do it online could i get away with just knowing the document numbers etc.


 
Posted : 27/08/2009 3:27 pm
 Smee
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Do it online - you get 5 days grace apparently.


 
Posted : 27/08/2009 3:31 pm
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You can do it online with your V5 reference number IIRC.They do check insurance so depending on how fast your insurer updates the database, it may or may not be ok...


 
Posted : 27/08/2009 3:31 pm
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New to this... Whats a V5 ?


 
Posted : 27/08/2009 3:39 pm
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it's the colourful piece of paper that you had to send off to the DVLA when you bought the car.


 
Posted : 27/08/2009 3:40 pm
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The registration documents ?

I didn't buy the car - it was given to me. Transfered the ownership to myself though.


 
Posted : 27/08/2009 3:45 pm
 TN
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I am sure I have had insurance in the past where you are sent the insurance cert by email and can print it off. It might have been motorbike insurance but I would imagine some car insurers do the same.


 
Posted : 27/08/2009 3:45 pm
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Checked that with the insurers they don't email it its a hard copy in the post only.


 
Posted : 27/08/2009 3:47 pm
 TN
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V5 is the registration document - so if the ownership was transferred to you then you should have a big multicoloured document that has the details of the car - make model engine size colour VIN etc, and the details of you on it.

I wish I could remember the insurance company I used, sorry...


 
Posted : 27/08/2009 3:53 pm
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Yeah i've got that.


 
Posted : 27/08/2009 4:00 pm
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The Motor Vehicles (Third Party Risks) Regulations 1972 require the production of a certificate indicating that valid insurance is in force when applying for a tax disc. For applications made at a DVLA Local Office or Post Officeยฎ this must be in the form of an insurance certificate or cover note. Faxed copies of insurance certificates are not acceptable for the purposes of taxing a vehicle as these would undermine the effectiveness of the current checks, and increase the possibility of false documents being presented.

DVLA does allow motor traders to tax a vehicle on a customersโ€™ behalf, but only when they are able to produce the relevant MoT for the vehicle and an appropriate insurance certificate for the new keeper. It is not acceptable for motor traders to use their traders insurance to tax vehicles for customers.

You mention the existence of the on-line insurance database maintained by the Motor Insurers Bureau, which is used to underpin the Electronic Vehicle Licensing arrangements. However, this database is not updated in real time, so it would not facilitate a check of the insurance status of a newly acquired vehicle.

Also, allowing new keepers a period of grace in which to use an unlicensed vehicle would be unacceptable. The exemption would be difficult to enforce and could also be seen to be encouraging unlicensed driving. It could result in a considerable increase in time consuming checks for the Police, the additional costs of which would have to be passed to the taxpayer.

All, this said, DVLA does appreciate the frustration of motorists waiting for a certificate of insurance to be sent in the post, knowing that the necessary cover is in place. In light of this you will be interested to know that a change in the law is being considered to allow certificates that have been delivered electronically and downloaded by customers to be accepted when taxing a vehicle. Regulations are currently being drafted and this facility should be available in 2009.


 
Posted : 27/08/2009 4:06 pm