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you wont see the difference if the company are good at their job
thanks aracer it works great
After having paint and new panels you will always see the difference so I'd try and avoid that at all costs.
To avoid panels looking different after paint "at all costs" my advice is go to someone who knows what they are doing.
There is no reason whatsoever that the panels will look different. Any decent bodyshop will match the panels perfectly and you won't see a difference.
Holy shite... £4084.98 is the official quote.. 😯 about half the value of the van!! (2006 VW T5 Kombi)
I'd check what level the write off rules kick in..
you might want to ruminate before you make any hasty decisions...
Could you get tailgate and front wings from a breakers in the same colour?
^ that BMW with cow on...
..my father came round a corner in Lakes, stopped cm from the cow, which then leaned on the bonnet of the old Renault Alpine and flattened it...
Could you get tailgate and front wings from a breakers in the same colour?
If his Insurance are paying then not really up to me to source parts.
Ive already wasted enough time taking a day off work to get a quote and replacing the wing mirror as i had to faff around removing door trim / wires / the door card etc.
Were any other cars damaged or was it only yours that got burgered?
I was thinking more to avoid insurance all together. If it can be done for a few hundered hed probably just pay cash.
I was thinking more to avoid insurance all together. If it can be done for a few hundered hed probably just pay cash.
Why on earth would you accept a second (or third) rate job, using scrapyard parts. And presumably not painting all the other panels that were damaged, or getting a crap job done on the cheap. 😯
That's just ridiculous.
His insurance is paying, let them pay. And get the job done right.
To avoid panels looking different after paint "at all costs" my advice is go to someone who knows what they are doing.There is no reason whatsoever that the panels will look different. Any decent bodyshop will match the panels perfectly and you won't see a difference.
I guess it depends how particular you are really.
Trouble is at the price he's been quoted in a 9 year old vehicle, the insurance will probably write it off!
You'll then have loads of other hassle.
you wouldn't want them to do a calf-arsed job, tho
so we head through several gates
Open or closed??
Because its a 9yr old van and it runs the risk of being written off and also to avoid a farmer dosnt have insurance wont pay scenario.
I guess it depends how particular you are really
I ran a Detailing business for a few years, and trained in paint rectification at DuPont Academy (at great expense)
My kit for testing, measuring and rectifying car paint cost about £5k
I'm about as picky as it gets 🙂
Trouble is at the price he's been quoted in a 9 year old vehicle, the insurance will probably write it off!
To replace the van would cost about £9k.. Cant find a factory VW T5 kombi much under that.
I guarantee that if there wasn't already there will be now a sign up saying "all vehicles parked at owners risk", or "we accept no responsibility for damage to vehicles" etc
Its a 9yr old van its bound to get the odd mark etc. However I know people believe in a scene driving comnercial vehicles like its a lifestyle. Cast around for a tailgate etc. Help the farmer out- If hes offering parking hes probably not making mega bucks. What if the NFU dont pay out? (i.e hes not allowed to hire out asa clause?).
Do you want the van writing off and years of raised premuims to you?
Tailgate, mirror etc from salvage/breakers (it'll take a few weeks for the tailgate maybe), come to a compromise.
The 4k+ figure. Is that VW? Please tell me you didnt go to a main dealer? If you went to them Im out of this topic.
I agree with Hora* its a lot of money and , whilst he is clearly liable and has to pay for your damage, that is a pretty high bill that you could easily reduce if you so wished.
* not about the lifestyle dig stuff but the price thing
It's a lot of cash, so best thing is that you go through your Insurance to get it sorted.
Be prepared for it not to be a rush job though..., and as others have pointed out, for a write-off to be 'discussed'. So get your evidence of an immaculate van with FSH etc ready.
4k of damage on a 9yr old van, good luck with that.
Have you said if you parked in the right field, there is a farm on the Gower that does parking in a field but you never have to go off through gates.
4k of damage on a 9yr old van, good luck with that.
Why does he need luck ?
It's £4k damage to a £9k van.
What do you think the insurance company will say....
"No way we are paying £4k to repair that, it's too much. Here have £9k instead for a replacement"
Makes no sense and won't happen.
[quote whilst he is clearly liable and has to pay for your damage
Only evidence here is the posters.
Have you said if you parked in the right field, there is a farm on the Gower that does parking in a field but you never have to go off through gates.
There's several places near me where you have to go through gates to park where there's cows in the field you park in. It's clear though that you there's a risk the cows might bump into your vehicle. To me of you park in a cow field you have to accept that this may happen.
Depends on what valuation the insurance company put on it. I had a 11 year old Vito robbed used in a robbery and burnt, got valued by the insurance company at 2k.
wrightyson - Member
I guarantee that if there wasn't already there will be now a sign up saying "all vehicles parked at owners risk", or "we accept no responsibility for damage to vehicles" etc
Every single one of those signs isn't worth a jot in the eyes of the law.
If you allow someone access to your property then you have a liability in law that you can't remove yourself from.
Ex-BiL was the head of RSA's Commercial division down here for years - they had to stop their clients putting up those signs on their property.
In this case - its the farmers land AND his cows so there is no way he can dispute it. He not only allowed you on there - he took payment so its became a transaction thus requiring him to hold commercial insurance.
Depends on what valuation the insurance company put on it. I had a 11 year old Vito robbed used in a robbery and burnt, got valued by the insurance company at 2k.
There are a lot of 11 year old Vitos available for less than £2k
Did you disagree with the valuation. Did you show them evidence that it wasn't enough to replace like for like ?
Insurance companies have to repair or replace, so you are in the same position as you were prior to the damage.
If the OP can't get a replacement for less than £9k (and can prove it) then they will get £9k
They can't just decide to undervalue it because they want to save money.
No I thought it was a fair valuation, just cant see a 9yr old T5 being worth 9k. It would be worth that if it was a pro conversion probably a lot more. If it was something you have done yourself then just cant see it.
Just an opinion, I think we are allowed those aren't we
Have you said if you parked in the right field, there is a farm on the Gower that does parking in a field but you never have to go off through gates.
Yes, I've asked this twice now. No answer though.... If you open gates and drive into random feilds so you don't have to walk so far, then it's really an issue of trespass rather than paying for the damage.
NFU have good legal assistance for these things so it'll all come outs in the wash.
No I thought it was a fair valuation, just cant see a 9yr old T5 being worth 9k. It would be worth that if it was a pro conversion probably a lot more. If it was something you have done yourself then just cant see it.
Just an opinion, I think we are allowed those aren't we
Maybe you don't know the market, or what a t5 Kombi is ? (Clue: it's not a campervan, pro or otherwise converted)
You are allowed opinions yes.
They are also allowed to be wrong 😉
It already seems to be getting stressfull tbh. This is the reason we pay for insurance and even a small rise in your premiums on an old VW kombi isn't going to be such a big deal if things go a little bit wrong for you.
Anyhow,as per my advice you have done the first thing of getting the estimate. You now have to get it to the farmer quick smart before he 'forgets' about it.
Then we can sit and digest the amazingly nice or unbelievably horrid response you get from him.
Who is taking the bets on how the farmer reacts?
Are you an expert in T5 values then Neil?
Are you an expert in T5 values then Neil?
I've had a couple of T5's and a couple of T4's over the years.
Still have a rare T4 Multivan2 now. So I suppose I've kept up to date with what they are worth.
A quick look on Autotrader and the cheapest I can find is £7,400 in a private sale, cheapest dealer one is £8,995.
As for a write off, it could be- it depends on the salvage value of a T5 Kombi. Hopefully it won't come to that. Considering I had damage to a Skoda Fabia along two doors, some trim and the front wing when someone pulled out on me and the average quote was about £1.5k (and I went for one that was less and regret it because the job wasn't to a good standard) £4k isn't too much on the high side for all that damage to a much bigger vehicle.
Who cares about its write off value. The interest is what the farmer will do. TBH I have 20+ yrs commercial motor sales experience so I know more than both of you combined on the subject and even I couldn't give a toss.
Get that estimate to the farmer quicksmart
... I know more than both of you combined on the subject and even I couldn't give a toss.
Er.... Well done ? 😕
Insurers will normally look to write off a vehicle if the repair cost exceed 60% of it's value, so if your valuation is correct then you should be fine.
As said above, a decent bodyshop will be able to repair the van properly and will blend the colour into surrounding panels. If you are picky about your van, then going to a cheap (or the insures "approved repairer") bodyshop may well be disappointing. We do a fair bit of rectification work following visits to "approved repairs" and it's often easy to see a cheap repair.
In the unlikely event that it looks like they do want to write the van off and if you don't want this to happen, then feel free to email me and I may be able to give advise.
Repairers are allowed in some circumstances to use genuine second had parts to keep down repair costs. It was one of the measures introduced to try and keep down costs and thus premiums and it means you get a genuine (with any minor damage repaired and re-painted) panel instead of a poorly fitting and sub-quality (rust and/or dent easier) pattern part. It is also recycling
If the farmer was being helpful and paying for it out of his pocket then I would be happy to source some 2nd hand parts or have a body shop source them (they will have contacts and then it's their time not yours) and refinish them to match your van. Could cut the bill in half.
[i]nealglover - Member
... I know more than both of you combined on the subject and even I couldn't give a toss.
Er.... Well done ?[/i]
The point being that you were willy waving at each other about your knowledge, making multiple posts about something the OP hasn't even got to the point of worrying about. At present he has a damaged vehicle which he has a repair cost for but he has no guarantee it will be paid by the farmer.
So well done for labouring over something that doesn't really matter at the moment and spending half that time trying to belittle each other in the race for who knows more.
Sorry, can I just ask why anyone would want a 9y/o Vito? Won't it just be full of holes?
I know more than both of you combined on the subjectand Hobo what would you call that statement? 😆
pigface, I would call it an attempt to get them to stop banging on about what they do and don't know.
I did pre-empt it with "Who cares about its write off value" and also finished the sentence with "and even I couldn't give a toss."
But then you chose not to quote them parts didn't ya 😉
Typical STW. 4 pages of crap about insurance premiums and write off values when we don't even know if the farmer has seen the estimate.