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[Closed] Car damaged by cows in a car park.. Whose insurance / liable?

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Of course I chose to ignore those bits thems weren't willy waving 😆


 
Posted : 20/08/2015 3:00 pm
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The point being that you were willy waving at each other about your knowledge, making multiple posts about something the OP hasn't even got to the point of worrying about. At present he has a damaged vehicle which he has a repair cost for but he has no guarantee it will be paid by the farmer.
So well done for labouring over something that doesn't really matter at the moment and spending half that time trying to belittle each other in the race for who knows more.

The fact is, unless the farmer is VERY generous, it will be an insurance company that pays for it one way or the other.

Either the farmer's own insurance, or the OP's if the farmer doesn't play ball.

So yes, it is fairly important to know if an insurance company will pay for the repairs or write it off.

Obviously you don't think so. That's fine. But it was brought up by someone else (more than one person actually) and I responded.


 
Posted : 20/08/2015 3:15 pm
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Meeting with farmer all very amicable.. theyve already informed the NFU (their daughter works for them) and thought there wouldnt be any problems..
Hopefully it will all get fixed and sorted with no further hassle


 
Posted : 20/08/2015 6:34 pm
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I bet that's moooo-sic to your ears....


 
Posted : 20/08/2015 6:44 pm
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Good news 🙂


 
Posted : 20/08/2015 7:13 pm
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Sounds good - hopefully that will stop everybody beefing


 
Posted : 20/08/2015 7:52 pm
 hora
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Its time we mooved on.


 
Posted : 20/08/2015 9:02 pm
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I'd suggest you can breathe a sigh of relief if it is NFU.
I did some work for them as a contract claims inspector and, generally, their philosophy is to look for a reason to pay a claim, not to challenge it. It's their marketing tag and actual philosophy.
If the farmer is taking money for the parking rather than a gesture of good will, a contract has been established.
He ought to have ensured that cattle could not damage his "customers" vehicles.

You should* be ok.

*it was around six years ago when I last worked on NFU.

Brings back memories when a driver in a BMW crossing some open access grazing land had his bonnet squashed when a horny bull tried to mount a unwilling cow by a road side, fell off and landed on the bonnet!


 
Posted : 20/08/2015 9:21 pm
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Cloudnine excellent.


 
Posted : 20/08/2015 10:20 pm
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Never heifer park in a field of cows


 
Posted : 22/08/2015 7:45 am
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