Buying a house that...
 

[Closed] Buying a house that's being a bit weird....

Posts: 0
Free Member
Topic starter
 

Ok, so I'm new to this - have just about enough to put down deposit on somewhere now (thanks STW!), but really still in the learning stages despite being 34 (ever felt like you've wasted your life?!) of how house buying works.

http://www.rightmove.co.uk/property-for-sale/property-21624654.html?premiumA=true

Anyhow, I rang up about this on in August, to be told it was sold, but it's still here....I REALLY like it & it's potential.

So, 4 months - is this usual for a house sale to take, and if not, how do I cleverly go about approaching the agent? - Whenever I call any Estate Agent I feel like a total novice and just get fobbed off with being on a crappy mailing list.


 
Posted : 03/01/2013 11:26 pm
Posts: 0
Free Member
 

It says "Sold STC" - Subject to Terms and Conditions.


 
Posted : 03/01/2013 11:27 pm
Posts: 0
Free Member
Topic starter
 

I thought that meant Subject to Contract?


 
Posted : 03/01/2013 11:29 pm
Posts: 0
Free Member
 

Same thing? It could be like that for months depending on what the hold up is.


 
Posted : 03/01/2013 11:30 pm
Posts: 23324
Free Member
 

can take a lot longer.

if you like it that much, go and make an offer...


 
Posted : 03/01/2013 11:31 pm
Posts: 0
Free Member
 

You're assuming it's not been sold because it's still on rightmove?

The house we bought was on rightmove for about 10 weeks after we'd completed...


 
Posted : 03/01/2013 11:31 pm
Posts: 94
Full Member
 

It can take a while, or the sale may have fallen through. You can only ring and ask mate. Estate agents are sales people so should be after your business!!

If it's fallen through though I'd ask why, survey etc. be cheeky you are the buyer!


 
Posted : 03/01/2013 11:31 pm
Posts: 17
Free Member
 

So knock down and rebuild?

Just give them a call, if it fell through then generally there was a reason


 
Posted : 03/01/2013 11:32 pm
Posts: 39676
Free Member
 

Looks like they might be trying to get the squatters out.

Is it on a good sized prime developement land - seems expensive for a 1 bed

Perhaps sold subject to gaining planning permission to stick 2 houses on ?


 
Posted : 03/01/2013 11:32 pm
Posts: 0
Free Member
Topic starter
 

It is expensive, but masses of potential to go up and sidewards subject to planning.

When I called last time, saying I was a no-chain etc, there was minimal arousal - so planning on calling again, but wondered whether there was some magic phrase or tactic I was missing - TBH £125k is too much, but I don't know how much the offer was....


 
Posted : 03/01/2013 11:36 pm
Posts: 39676
Free Member
 

Ignore the other offer , decide what its worth to you.


 
Posted : 03/01/2013 11:37 pm
Posts: 0
Free Member
 

The agents have to pass on any offer that is received whether it says sold or not. Only when contracts are signed is the deal done! Gazumping is still alive and well!


 
Posted : 03/01/2013 11:41 pm
Posts: 17
Free Member
 

subject to planning.

Massive words there as without it's an overpriced hovel that will require a large amount of work and money 🙂


 
Posted : 03/01/2013 11:41 pm
Posts: 0
Free Member
Topic starter
 

Ignore the other offer , decide what its worth to you.

True, but that pends estimates on extending and raising to a 3 bed and don't want to muck people about until I've got an 'in' on the property.

Would £35k roughly cover extending it upwwards one floor and marginally outwards? To the point of plastering needed.


 
Posted : 03/01/2013 11:43 pm
Posts: 39676
Free Member
 

Ill bet its a planning hold up.

Looks prime ground for 2 x 2 story houses to go in that plot.

Developer wont pay unless it has planning.


 
Posted : 03/01/2013 11:44 pm
Posts: 0
Free Member
Topic starter
 

Massive words there as without it's an overpriced hovel that will require a large amount of work and money

I know, which is why I feel like such a bloody novice in all of this, but I cannot see any objection to planning being upheld....it may have to go through an appeal or two, but elevation wouldn't spoil anything for anyone.


 
Posted : 03/01/2013 11:45 pm
Posts: 0
Free Member
 

Why would it be a planning hold up? If the vendor had any sense or had received any decent advice he would have applied for outline planning before putting it on the market.


 
Posted : 03/01/2013 11:47 pm
Posts: 39676
Free Member
 

Depends whos buying.

Friend of the agent perhaps 😉

It does look alot like a death sale.


 
Posted : 03/01/2013 11:49 pm
Posts: 17
Free Member
 

I feel like such a bloody novice in all of this

but I cannot see any objection to planning being upheld

Would suggest watching some grand designs.....

At this point if your up against a developer then no chance. If your buying without getting planning then its a big gamble.

You could do with having a builder to have a look with you, speaking to the planning department at least. You should be able to see if any applications have been put in.


 
Posted : 03/01/2013 11:49 pm
Posts: 145
Free Member
 

It needs knocking down and starting again. You need 100K plus to make that right.

If you know people in the trade and you are a good PM you might pull it off. otherwise you are living in a damp shitty bungalow in pudsey for the next 10 years / we'll see you on the next episode of DIY disasters / my house is falling down on C4

good luck


 
Posted : 03/01/2013 11:59 pm
Posts: 0
Free Member
Topic starter
 

speaking to the planning department at least. You should be able to see if any applications have been put in

I never thought of that (how stupid do I feel?) - Cheers.

Would suggest watching some grand designs.....

I did love a bit of GD, but became too full of affluent types converting chimney stacks into unique living spaces - but get the point.

I will contact Planning tomorrow, and see if any light is shed.

Seems a shame to knock down IMO, but then I have s/h experience of overly-tanned developers knocking down really beautiful homes to make way for heartless cr**.


 
Posted : 04/01/2013 12:00 am
Posts: 0
Free Member
Topic starter
 

It needs knocking down and starting again. You need 100K plus to make that right.

Really? Are you in any way qualified to make that statement?!! If so, thanks and I'll walk away now.


 
Posted : 04/01/2013 12:02 am
Posts: 39676
Free Member
 

Have you actually viewed this house in the flesh inside and out

Do not commit to anything until you have.


 
Posted : 04/01/2013 12:03 am
Posts: 145
Free Member
 

Really? Are you in any way qualified to make that statement?!!

based on what I have paid before

If you want to add another floor, its just like building a new house. 35k gets a loft extension so most of the structure will already be there. 35k would include fitting of a bathroom, but not the tiles taps and appliances etc

30k will buy a ground floor extension, 10k to fit that out nicely with a new kitchen, 20k to fit the rest of the bungalow out. thats before you go up, when you may as well knock it down and start again.

House build will be c 100K min


 
Posted : 04/01/2013 12:07 am
Posts: 0
Free Member
 

you will probably be able to look for any planning applications online on the council website


 
Posted : 04/01/2013 12:07 am
Posts: 0
Free Member
Topic starter
 

Christ...so in essence, It's a half decent plot for £125k?

Why on earth is it £125k then?


 
Posted : 04/01/2013 12:10 am
Posts: 0
Free Member
 

Developer wont pay unless it has planning.

How would that work ?

It's only the price it is because it doesn't have planning permission yet.

Once it has planning permission granted, it's worth more than its currently for sale at so the vendor would up the price to reflect that.

35k gets a loft extension so most of the structure will already be there. 35k would include fitting of a bathroom, but not the tiles taps and appliances etc

That's an expensive loft conversion !!!

£25k for two large Double Bedrooms above a 4 Bed detached house.
Both with En Suite Shower rooms (supplied/fitted/tiled/working etc)
Both bedrooms Plastered and Painted. Dorma windows and Velux Windows.
All insulated with 100mm Kingspan.
Staircase Fitted and door hung.


 
Posted : 04/01/2013 12:10 am
Posts: 15
Free Member
 

£125 plus £35 = £160 according to RightMove there are some nice houses in Pudsey on sale now for £160k including 3 beds and detached. You may be buying a lot of work for a lot of risk and very little profit.

From the look of the property last occupier died and the house represents someone’s inheritance they will have mentally valued it at the highest price they have seen for a similar refurbished house in the area. They will be a pain to negotiate with.

If you really want to go ahead get a rough idea of the maximum cost of your plans add at least 15% for contingencies (value A) work out what you expect the house as altered in that area will be worth (value B.) If you offer more than B - A you have made a big mistake.

Pudsey is a very variable area to live too and has a fair ammount of crime. Say's the man who happily bought a flat roofed rendered semi in Potternewton without bothering with a survey.


 
Posted : 04/01/2013 12:11 am
Posts: 145
Free Member
 

Christ...so in essence, It's a half decent plot for £125k?

Why on earth is it £125k then?

If it can fit a 3/4 bed detached on, then there is a handsome profit margin for a developer


 
Posted : 04/01/2013 12:16 am
Posts: 0
Free Member
Topic starter
 

Thanks Crankboy, I agree with your analysis, which is why I'm hoping that something is going wrong and I can sneak in with an effectively cash offer after a year of trying to sell.

There is something about the plot that appeals to me, I do not want a heartless and dull property, this one seems different and I can imagine a nice house stood there, with ivy crawling up it etc etc...

Pudsey is hit 'n' miss I agree, but I live in a "nice area" and last year someone walked into my house, stole the keys to a nearly new focus and torched it within 4 hours!


 
Posted : 04/01/2013 12:19 am
Posts: 0
Free Member
Topic starter
 

06 August 2012

Status changed: Media Tour Tour, Sold STC

12 May 2012

Price changed: £130,000 Fixed Price £124,999

13 April 2012

Price changed: from '£140,000' to '£130,000'

30 March 2012

Brief Description changed: William H Brown are delighted to offer for sale, with no forward chain, this one double bedroom detached bungalow, DETACHED BUNGALOW which holds a wealth of potential for further development and is situated in a popular residential location of Pudsey, with access to local amenities and commuter transport links...

28 January 2012

Status changed: from 'New Listing' to 'Media Tour'

20 January 2012

Initial entry found.
Status changed: from 'Available' to 'New Listing'


 
Posted : 04/01/2013 12:21 am
Posts: 0
Free Member
 

If it can fit a 3/4 bed detached on, then there is a handsome profit margin for a developer

Am I missing something here? 130k for the plot then you reckon 100k for the build. Where's the "handsome profit"


 
Posted : 04/01/2013 12:26 am
Posts: 10654
Full Member
 

Stick a note through the door. Play on the fact your chain free. Never know, the seller might be ready to pull the plug on a feet dragging buyer. Knock a couple of the neighbours doors. I wouldn't trust an estate agent.


 
Posted : 04/01/2013 12:31 am
Posts: 4968
Free Member
 

Our sold STC has been up for 4 months now. The time it takes is very frustrating - I've learnt to make sure that no one in the chain is buying a new build - you have no control over the delays it can cause 😕


 
Posted : 04/01/2013 12:31 am
Posts: 15
Free Member
 

I looked on street view it actually looks like a nice plot on a nice street i can see why you are interested .

If you plan to live in it the equation is different. Can you afford it and all the work plus allowance for contingencies? will you end up with something you want to live in for sufficient time for the housing market to catch up with the money you have sunk? do you see property as an investment or a home ? will your current or future life partner have the same values?

Can you fit the house you want and the garden you want on that plot?


 
Posted : 04/01/2013 12:38 am
Posts: 0
Free Member
Topic starter
 

Knock a couple of the neighbours doors.

That is top advice.


 
Posted : 04/01/2013 12:38 am
Posts: 2006
Free Member
 


 
Posted : 04/01/2013 12:44 am
Posts: 0
Free Member
Topic starter
 

This is not an investment, it is a home I want to bring up mini-dribbles in.

My plans would be to turn it into a 3 bed, and a garden to be enjoyed. From my eyes, I think this would make a nice area, house and garden.

I am not a builder, I have no friends that are, and I work in IT FFS, but I am useful with the old fingers (phnarr) and committed to getting a nice nest...this plot appeals more than anything else I've seen before, and means I don't have to switch work-offices.

I will learn what I can from YouTube and hard graft, but do not want to be in a situation where I run out of money or mortgage repayment-abily where is affects the missus or future family - hence £160k is a realistic budgie.


 
Posted : 04/01/2013 12:46 am
Posts: 0
Free Member
Topic starter
 

will your current or future life partner have the same values?

She's a beautiful, wonderful, sweet, elegant, fricking nightmare...she just thinks my aims to buy a house are just an attempt to avoid children. So as a result, she'll get what she's offered!

{Edit: Despite the point of creating a nice nest is to bring up children in!]


 
Posted : 04/01/2013 12:50 am
Posts: 145
Free Member
 

Am I missing something here? 130k for the plot then you reckon 100k for the build. Where's the "handsome profit"

No, but I'm not the developer here:-). Perhaps all the profit is tied up in the property price ? But houses like that might sell for 350k?


 
Posted : 04/01/2013 12:53 am
Posts: 0
Free Member
 

As I said before the agents have to pass on any offer "by law" so go in low with a bit of a punt! You never know? I don't know the area or the local build costs, they can differ hugely depending on as I'm sure you know oop Norf or darn sarf rates!


 
Posted : 04/01/2013 1:02 am
Posts: 0
Free Member
 

Am I missing something here? 130k for the plot then you reckon 100k for the build. Where's the "handsome profit"

Anything it sells for above £230k ?

Which in the right part of Pudsey could be a fair amount.

(Not sure where the plot is exactly, but a 3-4 bed detached in Pudsey could easily get £400k in the right place.)


 
Posted : 04/01/2013 1:10 am
Posts: 0
Free Member
 

So I've actually looked at the plot now and read through the whole of the posts and personally I don't think you'll get the development you're after with a 35k budget. You'll spend a surprising amount on digging trial holes and getting an engineers report on the founds to see if you could actually go up with out improving what's already there! If he comes back and says no, your leg is fully in so you're gonna have to find extra. Is it a risk you could stand?


 
Posted : 04/01/2013 1:12 am
Posts: 0
Free Member
 

You are not going to build a quality 4 bed that'll achieve 350k for 100k. Again as I say tho I don't know the area so if Neals figures are right then as the board says its already sold!


 
Posted : 04/01/2013 1:15 am
Posts: 0
Free Member
Topic starter
 

Spoke to Estate Agent - apparently this was attached to another property once upon a time, hence why legals are taking so long.

Decent chat, doesn't seem any reason for it to fall through. 😥


 
Posted : 04/01/2013 12:44 pm
Posts: 39676
Free Member
 

nothing ventured nothing gained.


 
Posted : 04/01/2013 12:46 pm
Posts: 91159
Free Member
 

Grass also needs a cut. That'll have to be factored in.


 
Posted : 04/01/2013 12:51 pm
Posts: 4403
Free Member
 

4 months not unreasonable, could be a whole big chain elsewhere that is being delayed by someone squabbling over whether the fridge is included in a sale of a house in Falkirk.

Was always told 12 weeks was a rule of thumb, however now where 1st time buyers finances are regularly falling foul shortly after making an offer these delays are not uncommon


 
Posted : 04/01/2013 1:10 pm
Posts: 0
Free Member
 

I have several friends who bought houses to do up as their first houses. Second houses, they go for things that don't need doing up at all. Stupid idea unless you have trade contacts, or are able to do all the expensive work yourself (plastering, plumbing, wiring etc.), or for some reason want something different to any other potential house in the area.

You just end up wasting all your weekends for years doing diy, spending all your money on it, when you'd probably have spent less on just buying a ready done up house.


 
Posted : 04/01/2013 1:30 pm
Posts: 852
Full Member
 

Would you have got a mortgage on it? Not sure about down south, but up here in Scotland the surveyor decides if the condition of the property is suitable for mortgage purposes. The lender then reviews the survey and determines whether or not they will lend.

A lot of properties here in need structural work are great for property developers who have cash as the price is driven down by the lack of domestic buyers looking to borrow for a home.


 
Posted : 04/01/2013 1:32 pm
Posts: 39676
Free Member
 

"Stupid idea unless you have trade contacts, or are able to do all the expensive work yourself (plastering, plumbing, wiring etc.),"

agree

for me it was about being able to buy a house the size and location of which i couldnt afford ready done (didnt want to be in a new build estate looking into my neighbours front window and i wanted to avoid trying to climb the ladder)- which it seems dribling was looking at too...


 
Posted : 04/01/2013 1:38 pm
Posts: 39676
Free Member
 

also mr grim - as for mortgages , as long as its habitable(meets the criteria) with no structural defects and the survey says its worth what your trying to take from them to buy it then you shouldnt have an issue. - friends of mine even got a mortgage on a house with zero heating (not even a gas or coal fire) last year with a terrible credit history......

that looks like a sound "little" house in the photos - obviously there might be underlying issues come up on a viewing.


 
Posted : 04/01/2013 1:41 pm
Posts: 45
Free Member
 

I have several friends who bought houses to do up as their first houses. Second houses, they go for things that don't need doing up at all. Stupid idea

Hmmm well my 2nd house was the one I bought to do up but I only bought it as I couldn't afford a house in the area otherwise. I saved up for a couple of years then paid for it all to be done and eventually moved to my current house. Yeah it was hassle when it was done but worked out very well.


 
Posted : 04/01/2013 1:43 pm
 DrP
Posts: 12109
Free Member
 

Maybe it's taking an age to clean the original owner out of the carpet?

DrP


 
Posted : 04/01/2013 1:48 pm
Posts: 0
Free Member
 

Internal Viewing A Must!!

Estate agent with sense of humour shock!


 
Posted : 04/01/2013 3:31 pm