Winston, I used to agree with you, but having thought about it, they are offering a pretty good service. If you absolutley have to have money in your account on a certain day, and have no other way of getting any, then the price they charge you may well be a lot less than any missed payment fees the company you are paying (plus any your bank might do you for) will slap on you
Plus the interest figure of 2000% is APR, so if you only borrow for a couple of days, it's fairly resonable if it gets you out of a major bind!
The worst ones are the ones that do you a loan for the full year, at 400%....
*Dons tin hat!
Any private parking company
John **** Lewis are expanding ffs! What does it say about our times that such affluent middle class smugness is on the rise?
That they're actualy good value for money?
I'd not buy electrical stuff anywhere else, price matched and a 5 year gaurentee!
Ohhh and they don't isnult your inteligence by making everythign £XX.99 rather than £XX+1
John **** Lewis are expanding ffs! What does it say about our times that such affluent middle class smugness is on the rise?
That shops with a good business model thrive?
Don't people have savings? No, many don't. If you've never experienced being on the breadline, don't pass judgement.
What does it say about our times that such affluent middle class smugness is on the rise?
John Lewis make the best £80 suit I've ever seen.
ohnohesback - Member
John **** Lewis are expanding ffs! What does it say about our times that such affluent middle class smugness is on the rise?
John Lewis (and Waitrose) expanding, heaven forbid that a successful company that is profitable and is essentially employee owned, shares it's profit among all the partners, has a maximum wage limitations on it's management and cannot have it's founders (a Quaker) constitution changed unless by act of parliament, should be seen as a place to spend the middle classes cash. Next you'll complain that they pay there suppliers on time, the fair amount for whats supplied and the queue to get a job there is undermining your attempts at providing jobs in a similar company.
edit poor spelling (went to comp school in none middle class area)
edit again sorry
Blockbuster - I just have no idea how they are still in business
I had no idea they still were in business. Do people still rent DVDs in the days of downloads and DVDs for 99p in Tesco?
lloyds TSB.
can't print a statement online, refers you to branch, so i go to the branch, but they can only request them centrally, but i can't have one as i am a 'paperless customer' and refer me online!
hmmm.
don't get me started on the security questions that cannot be answered!
I had no idea they still were in business. Do people still rent DVDs in the days of downloads and DVDs for 99p in Tesco?
There's one in prime location in the main shopping centre in Farnborough. Just to give you an idea of the class of the place 🙂
Maccy Ds.
Vodafone for dodging tax, total ineptitude and abysmal customer service in my experience.
MacDonalds DID deserve to fail at one point, but they've really begun to learn and develop and provide a decent service, for what they are.
Ok so it's not my restaurant of choice, but if you want hot food when out travelling and oyu haven't got the time or inclination to find an oh so divine little michelin starred country pub for a couple of hours then some of the food is.. edible...
I wish there was more choice in fast food though. Actually, scratch that, I wish there were Taco Bells.
mt - Memberthe BBC
I disagree in the strongest terms.
Ryanair
The purveyors of mobile phone ringtones. What an utterly pointless existence for a company.
Sytner BMW - What a useless shower of wideboy tossers.
Santander - "No sir, you can't set up paperless billing for your CC online or by phone, you need to go into a branch and fill in a form" at the branch... "Sorry sir, we don't have such a form". Two weeks later after letter of complaint... "Sorry sir, it isn't possible to stop paper statement for your credit card, due to regulation we must send you a useless peice of paper every month accompained by another pile of dead tree advertising things you don't want"
Natwest - "No sir, we have no record of the online form you filled in, the only way to solve this is to open a new account" "Do one"
Don't get the hatred for John Lewis. Their prices stack up against the competition and their service is always first rate. Waitrose is expensive, but stiff like their meat and pesh veg is far superior to others, but it costs.
My fail list would include
BT
Hobby Craft (just so I never get dragged in there again by the other half)
Stratstone BMW
Daily Mail
Ryan Air
Yodel
I'm sure there are loads of other companies too.
I disagree in the strongest terms.
Are you the type to participate in a wall of silence then when you know your jobs safe pop up and say 'there were open rumours of abuse' (but we didn't say anything).
Yes, lets judge the BBC entirely by the Jimmy Saville affair? Perfectly reasonable. After all, every other organisation he came into contact with had him bang to rights, right from the off, didn't they?
Oh... wait.... hang on a minute....
hora - MemberI disagree in the strongest terms.
Are you the type to participate in a wall of silence then when you know your jobs safe pop up and say 'there were open rumours of abuse' (but we didn't say anything).
No, I enjoy the output of their website, Radio 4, 6Music, BBC2 and, occasionally, BBC1.
CBeebies (in moderation) is superior to commercial children's TV.
This does not in any way condone the actions of a phenomenally successful, but very peculiar chap with a penchant for shell suits and cigars.
It would be a shame if witch-hunting tabloid 'readers'/ITV gawpers were to have a negative effect on the corporation.
Are you the type to participate in a wall of silence then when you know your jobs safe pop up and say 'there were open rumours of abuse' (but we didn't say anything).
i don't quite know how you do it but every so often i think he can't ever say anything more stupid than that, but you have surpassed yourself again!
Hora - has it ever entered your volumous yet drafty bonce to question the motives of the people and organisations so joyously rejoicing in the BBC's present predicament, re: Jimmy Saville?
They appear to be the exact same people and organisations who were strangely silent during the whole phone hacking saga. I'm sure its purely coincidental, mind 🙄
The thing is you can't say it was decades ago as people who work there don't park their memories. Newsnight (for me) was the only redeeming attempt to address the issue at the BBC.
thomthumb- do you understand sarcasm?
Another vote for Starbucks, burnt tasting muck dished up in grotty shops.
You can keep the BBC if I get to choose if I want to pay them for their tv and radio.
Another vote for Starbucks, burnt tasting muck dished up in grotty shops.
I believe Starbucks did have an enormous wobble in the last couple of years, as they worked out that a) the coffee wasn't good enough, and b) the pervading smell in the shop wasn't coffee anyway, but cheese from the toasties.
Supposedly they've got their act together; can't say I'd noticed the difference, and as their [url= http://www.bbc.co.uk/news/business-19967397 ]contribution to the uk is minimal[/url] I'd rather go to Costa where the coffee is much nicer.
Speak of the devil and he shall appear: Yodel card on the mat when I got home from the bike.
Andy
You can keep the BBC if I get to choose if I want to pay them for their tv and radio.
You can chose.
But if you don't pay you also need to opt out of all of the infastructure paid by the licence fee. Seems fair to me.
Starbucks- why do people pay soooo much for hot buckets of milk?
Speak of the devil and he shall appear: Yodel card on the mat when I got home from the bike.
Hope today wasn't bin day 😉
jfletch
Did you see the "choose" word. I like choice not dictators, so shut it and agree with me.
Any company that has a call centre in India closely followed by Tesco.
Theres a Tesco's opening up near us. Hmmmmm. Dilemma, I know when I'm merry I'll stagger down there for more amber nectar 😐
Starbucks- why do people pay soooo much for hot buckets of milk?
Cos it' not a hot bucket of milk, stop being facetious.
We pay £3 for a nice sit down and a relaxing drink.
You can reduce anything to those terms. Why would anyone pay £5 for a glass of poncy imported fermented barley? Why would anyone pay thousands for a bit of tubing and some bearings with a fancy paintjob? Etc etc.
I'd rather go to Costa where the coffee is much nicer.
See, I think the coffee in Costa is bitter burnt muck. Starbucks coffee is much smoother and easier to drink. I've taste tested espresso, americano, filter, latte, cappucino, crushed ice sweetie milkshake jobs, the lot. Only an espresso macchiato is nicer in costa.
Starbucks coffee is much smoother and easier to drink.
It's easier to drink because it doesn't taste of coffee?
I only support decent indie coffee shops. Coffee Evolution in Huddersfield knows how to make my Machiato.
... with 'special sauce'?
jfletchDid you see the "choose" word. I like choice not dictators, so shut it and agree with me
Indeed I did. I was simply pointing out that the licence fee pays for more than Eastenders.
But you are quite within your rights to [b]choose[/b] to opt out of all of it. I'm told people find giving up the tele quite a liberating experience.
Are you implying a burst in there with my sexual-AK47?with 'special sauce'?
[b]Stand back! This could go off any second!!!!!![/b]
See, I think the coffee in Costa is bitter burnt muck. Starbucks coffee is much smoother and easier to drink
do you drink Mellow Birds too?
Starbucks- why do people pay soooo much for hot buckets of milk?
Don't forget the free cup you get with every coffee, if they aren't paying uk taxes I'm taking their cups every time I go there 🙂
No, I drink Starbucks Verona whole bean at home.
John **** Lewis are expanding ffs! What does it say about our times that such affluent middle class smugness is on the rise?
Don't knock 'affluent middle class smugness'. It's great! 😀
BTW, all coffee is filth.
I only support decent indie coffee shops. Coffee Evolution in Huddersfield knows how to make my Machiato
Wasnt that quite literally turned into burnt muck a couple of years ago?
I normally hate coffee, but their 'Monkey mocha' is beyond delicious! Mmmmmmmm.
But I can't choose can I, I have a telly I am forced to pay the BBC. They should make the BBC "pay as you go" or by public subscription only. If the public support and quality it there then they'll not have a problem.
White Stuff, Fat Face, and anywhere else that sells "outdoorsy" clothing that's mostly worn by twonks in ski chalets.
Harrods.
