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Where do I go for indemnity insurance?
Who are good providers, what criteria to use to decide who has the best product - just price for a given level of cover?
I've got mine with caunce o'hara. They've got quite a good online calculator for playing with all the options and amounts. No idea what they are like for making a claim.
Not used them but they are the default guys I think:
http://www.qdosconsulting.com/freelancer-contractor
Ya, I need to know too where to get one?
🙂
I use John Heath. They seem to be reasonably cheap for the cover I need (for an IT contractor).
And they are good enough to phone me up and give me a nudge when I have completely forgotten about the nice renewal emails they sent me!
Randall Dorling. Got their deal through the PCG. Was price per cover but TBH I don't bother shopping around anymore and just renew.
I used Hiscox. It may depend on the business you are in.
Hiscox +1.
Ive used them (Chartered Surveyor) for over 7 years.
QDOS although I've not had to use the insurance.
There are many options for types of insurance and other products too.
Hiscox +1
Hiscox here too.
Never needed to claim thank god.
Caunce and John Heath are brokers. Caunce are an excellent firm.
Hiscox are an insurer who deal via brokers and direct with the public. Markel likewise.
Depends on what you're doing-the direct to public policies are for real bog standard office type consultants, architects etc. If you're doing anything specialist go to a broker.
Cheers All,
I'm office-based so not a lot I can screw up really 🙂
Axa and Hiscox have been recommended to me by other office-based types