I think the word schadenfreude is appropriate in this instance... 🤣
https://www.thedrive.com/news/28331/youtuber-has-financing-on-bmw-m4-cancelled-after-bragging-about-heavy-mods
What a colossal prick. To do engine work to a lesser car is moronic in itself. To publicise that? First degree asshattery.
I read it and thought “nobber”
I bet he’s had some crowdfunding proposals to replace it already 🤷♂️
If you look at his channel the video in question has garnered 272k views eclipsing every other one by a fair margin. I'm wondering how much he'll scoop from the whole thing.
272k views on one video? A few hundred quid if he’s lucky!
Daft pillock.
I do wonder if there is a career in the insurance industry to list all cars owned by Gary and his edgy mates.
Then all insurance claims could be Checked against the list of plastic spoilers stretched tyres, bigbore exhaust etc to see if any modifications have been declared. So when Gary stufs his fiesta St into a micra and claims his mods make his insurance invalid, saving the insurance Co thousands
Basically modding a hire car, what a fool...
Then all insurance claims could be Checked against the list of plastic spoilers stretched tyres, bigbore exhaust etc to see if any modifications have been declared. So when Gary stufs his fiesta St into a micra and claims his mods make his insurance invalid, saving the insurance Co thousands
Preferably they'd see all the mods and cancel his insurance before he bends someone elses car. It would also make taking out future policies a bit interesting for them
Does anyone know how much checking of mods insurers do after crashes?
Eg remaps? Asking for a friend.
The thread title should contain spoilers....
The thread title should contain spoilers….
I applaud you sir! That's a good 'un 👍
Probably no checking happens but judging from the racing that goes on around our Lancashire mill town at night, it's time the insurance industry took more interest in this. I bet many aren't insured at all and the rest haven't declared the mods.
I had an intersting chat a few years with the son of my ****stan agent who was at Bangor doing business studies. He rang me to ask my advice as he and three pals were thinking of spending £500 on a 3-series BMW to save them the ignominy of having to take the bus to uni. Firstly I told him he would be buying a pile of garbage and repairs would probably cripple him and his pals. Next I got to the question of insurance and he was gobsmacked to hear that insurance is compulsory and for four overseas students living in the UK would cost thousands of pounds. The lad really had no clue that insurance was required and that was putting aside the lack of a UK driving licence, the road tax and all the rest. When I asked him why he didn't buy a cheap pushbike to get to college there was a gasp and palpable shock at the suggestion.
What a bellend.
Surprisingly, the fact he has a BMW (not for much longer) is purely coincidental in this case.
What a plank 😆
Does anyone know how much checking of mods insurers do after crashes?
Eg remaps? Asking for a friend.
In my experience, zero. My Octavia was written off last year, insurance company came out and took a couple of photos of the damage. That was about it, no questions asked about the mods.
Saying that I'd imagine if you were found to be at fault/involved in a more serious accident or if your car looked heavily modified they'd do a bit of digging. On the face of it mine just looked like a sensible family estate car - apart from maybe the exhaust all the go faster bits (declared) would take some work to spot.
In Germany OTOH the authorities take a dim view of it and I've seen a video of the German Police rounding up modded cars and impounding them for checks. I can't imagine the British Police would have the will or the resources to do that - imagine it!
Guessing he isn't the first and won't be the last to do this.
Have to wonder about some of the younger guys I see with new modded cars.
Assuming even though it's on finance it's his name on the log book?
BMW PCP will have his name on logbook but that is just registered keeper not legal owner (BMW finance until he pays the balloon).
What a **** idiot. I see loads of heavily modded newish cars that I imagine must be on some sort of finance.
Probably no checking happens but judging from the racing that goes on around our Lancashire mill town at night, it’s time the insurance industry took more interest in this. I bet many aren’t insured at all and the rest haven’t declared the mods.
I think it’s a great thing that the tax and MOT checkers are available online.
I understand that the equivalent insurance checker is much harder - it’s about the driver not the car - but it would be great if such a thing existed.
Google "Ask MID" and you can check to see if any car is insured.
I can’t imagine the British Police would have the will or the resources to do that – imagine it!
West Mids police did / do have a crackdown as it was becoming a big problem.
Pull over a moded car, impound it for no insurance (unless all the mods had been declared), then crush it in a few weeks if no insurance was obtained (impossible due to the mods).
I think the highlight was a Bentley Continental.
What a knob.
Can’t have been a Good day out for BMW FS, there’s no chance they’ll sell on a modded car, well not that level of mod anyway. I’m not sure they’d even fancy a trade auction.
Tbh in their position (as a former finance manager) I’d have been tempted to turn a blind eye and hope he pays the balloon at the end.
I can’t imagine what position he’s in now, they’ve taken the car, I doubt they can keep the debt and the car. He might be pissing and moaning about losing ‘his’ car and probably all the mods, but he could have been left holding a £30k dent and no car.
@ P- jay - i think they probably would have ignored it, had the car’s mods not been splashed over the internet. I think this was a deterrent, else lots more would be trying out mods to their ‘hire’ car.
If you look at his channel the video in question has garnered 272k views eclipsing every other one by a fair margin. I’m wondering how much he’ll scoop from the whole thing.
he's got 10 videos over 500k, highest is 2.3m (11 months old)
Whoops,should have looked a bit harder. I must have only looked at some of the more recent uploads.
Last I saw they'd cancelled his finance and given him a week to pay in full or surrender the car, which would then be sold to recoup the finance and he'd be left with a bill for the difference. For some reason his "wtf don't know what I did wrong" video blaming BMW for being unfair came up in my suggested vids on YouTube. I'll stick to CarWow for my reviews thank yah.
In Germany OTOH the authorities take a dim view of it and I’ve seen a video of the German Police rounding up modded cars and impounding them for checks. I can’t imagine the British Police would have the will or the resources to do that – imagine it!
in Germany any change made to the vehicle has to be signed off by the TÜV, equivalent to the MOT.
the rims on the van are not VW originals. i have to carry a piece of paper around stating that the wheels are allowed on the van.
our winter rims are VW Transporter steelies. as they weren't on the van originally we should technically get them signed off, too, despite them being a OE VW part.
the "modding" scene in Germany is tiny.
If you look at his channel the video in question has garnered 272k views eclipsing every other one by a fair margin. I’m wondering how much he’ll scoop from the whole thing.
All it needs now is for HMRC to get their teeth into him, same as they did recently for puppy farmers by way of a crackdown on the illegal trade.