You won't get much love here I would imagine - remember everyone becomes perfect themselves when behind a keyboard
Regarding getting someone to take the hit for you - sounds risky though in practise I have no idea if a human eye ever passes over these cases. However, I would imagine she would not be the only looser if she lost her job through being banned, he would be pretty hard done my too in terms of houshold income so he would be taking the hit for the team. Not sure I would go down that road though.
My two thoughts:-
1. Never understood why exceptional circumstances were made for those needing a car for work (or mother's avoiding prison sentences come to that). We all know "the rules" when we do wrong - if you have more to loose you should take that into account when making your decisions. I would have thought the reasoning behind the 12 points to a ban is that it is proof of poor driving & you are no less poor just because you "need" your car more.
2. Those 50mph reduced speed motorway zones - arn't we in general so much better behaved through those than we used to be? I'd have more respect/understanding though if I could always see the points of them. They make perfect sense when there are workmen in the area or we are driving in temporary lanes that are not marked properly or narrow but I've lost count of the times I've been through areas where all the cones are stacked up on the side of the road and the workmen and machinery are nowhere to be seen.