Just settled with the insurance for the value of our car that was written off by a driver not paying attention 2 weeks ago so now need to go out and buy a new car.
Unfortunately I was driving as a named driver on the OHs policy so it will affect both our premiums.
We ran through the quotes for a freelander which will obviously be higher than a little peugeot but with the claim on OHs name the insurance goes up about £150. For me as named and also put down it doesnt affect it much more but it will on my own policy.
Has anyone successfully recovered this increase from the other parties insurance? If so what happens for the subsequent years you have to declare it? Looks like it will add about 30-35% onto our normal premiums which is really irritating.