My girlfriend is going to be renting out her flat and moving in with me and has been pretty organised about all the stuff in regards to renting it out but has come across one final stumbling block which is landlords insurance.
She had got quotes and was all set to go with the people with the big red telephone until the tenant to be just told her that she works partly offshore and is frequently away for more than 2 weeks at a time. In a bit of a panic my girlfriend called direct line to see if they would still cover her and they said no.
Does any one know of any insurers who will give insurance when the property my be empty for a prolonged period or will it be easier trying to get something put in the contract that if the tenant is away for a period greater than 14 days they must inform my girlfriend so she can arrange for someone to go round to the flat to check everything is ok?
The flat is only a couple of miles from mine so stopping by every now and then wouldn't be too much trouble but I don't know if this would be invading on the tenants space a bit much. At the end of the day my girlfriend wants to guarantee her property and the contents will be insured without troubling the tenant unnecessarily.