Due to move in two weeks time. Time to panic....
House is sold, due to complete in 2 weeks
Got a decision in principle for mortgage more than 4 weeks ago, now they have come back and declined it, based on exactly the same information.
We have 25% deposit and are trying to borrow x1.5 our combined annual income.
Been mortgage borrowers for 9 years, never missed a payment, perfect credit history.
Nothing dodgy about the house, survey was tip top.
Only issue is part of my wifes salary (GP) is on a locum basis. She has been with the same employer for 5 years and has a letter confirming that her other post would up her to full time if her locum work finishes.
To top it all, my 1 year old has got a sickness bug and my eldest (who started school three weeks ago) came home today with a letter from the Head because she was flashing her bum in the playground.
One of those days I guess....