Mortgage lenders may soon be asking for more specific details of potential borrowers' expenditure - including booze/fags/other vices.
Just out of interest, what's the average spend on booze for STWers?
Me and the missus spend about £40 a week on beer and wine. I was quite shocked when I added it up!
Let's have some candid answers to get a general picture.
Also - do you think it reasonable for such questions to be asked on finance applications?
Alright, I'm weird, I reckon on an average week I probably get through 3 bottles of Budweiser (around £1.50?) and the missus often doesn't drink so maybe £ 2.......
big fat zero, booze tastes of poison and make you feel ill. Sea water is free.
You just make that stuff up on the forms, its more for your benefit make you realise how much you'll have to cut back.
Not spent any this month, working in Libya, dry as a bone here, next month not more than £50.
about £500 to £800 over a good weeekend in the city.
veuve clicquot would be slumming it imho.
three pints in the pub quiz @ £2.30 each, is £6.90
I'll have a drink at home 3 nights a week, on average - usually a couple of cans (75p each) with the occasional bottle when I feel like treating myself (£1.40). call it 5 cans and 2 bottles per week. £6.55
total - £13.45. So, £15 or so. More than I expected, to be honest!
£10-15 a week maybe?
grumm - Member£10-15 a week maybe?
Add it up - my figures surprised me!
Easy question ZERO for me - although I did have two beers last week whilst away on business in the States courtesy of my host.
I am of the opinion that the value of such information is somewhat dubious as it can't really be validated.
Perhaps the motivation is to identify what spend is discretionary and could in theory be displaced to cover the mortgage if things go a little pear shaped. This argument however seems a little like fiddling while Rome burns - if you lose your job and can't pay your mortgage then not sure that cutting out the fags and booze is a long term solution.
My 10p worth
About a tenner.
box of 12 erdinger alkoholfrei and box of 20 schneider weisse alkoholfrei, 39 quid for the two. that'll last me over a month.
but it's not booze really, so to answer the question accurately- nowt.
About £20 on a typical week.
Add it up - my figures surprised me!
Well over the last 3 weeks I have spent exactly £4.80 in total on booze (and haven't drunk any of it yet), but then I have been ill.
A typical week £0
Big fat 0, what a waste of money 
Lightweights. I spend £30 a week minimum. Mrs. Removed hardly drinks anything but if I buy wine, she'll have a glass.
Must go and check how much cash is in my Naked Wines account 
Probably about £20 pw, really depends on what the plans are.
anokdale:
Not spent any this month, working in Libya, dry as a bone here, next month not more than £50.
If your in Tripoli head to the consulate party, they're held weekly if I remember correctly. Saved me a few times there when simply needed a drink.
A six pack of Wernesgrüner from Aldi so about a fiver
And a few drinks courtesy of my employer most weeks
well seeing as you cant buy a bottle of wine for less than 10 pound here (Norway) and a can of guinness from the shops costs 2.50 then errrrr.....a lot more than i would in the UK. Although i probably go to the pub twice a year here.
Q, 'How much do you spend on booze each week?'
A' 'Far too fu**ing much'
Honestly, & I know it. Having a nice glaaas of red as we speak. I'm not fussy though, I'll drink anything except brandy or tequila (which tastes like hypoid gear oil)
Nuffink this week as on a saving tip...but around 20/3o quid a week i guess...ale and vino.
Average week - maybe a fiver, but probably less. Exceptional week - up to £30. This week I spent 45 quid on a bottle of malt and a bottle of vodka, but the vodka will be split between me and the missus over about a month and the malt will last me about 6 months.
A lot more when I'm working away and on expenses.
if im at a house party prob 20 quid if im away down the pub then 40 but that include taxis etc
(saying that i spent 120 that weekend there just on booze, couple of big sessions in glasgow)
I get a bottle of malt maybe once every 2 months, so maybe 15 quid a month, 4 quid a week.
In my twenties it was more like 200 quid a week. pints every lunchtime and pretty much every evening, ad two big nights a week. I'm so glad I don't do that anymore!
costs bout £30 to get pissed + entry + a taxi home once or twice a month
few pints in the week
pint or three after a ride
probably averages out at £30 a week, more if you include the £30 taxis!
It was a lot, probably up to £100 a week. Now I've cut down to 20ish depending on if I go out and where I go out. Always £3.20 for free food with a drink night on Tuesday for students at a certain pub.
Used to be silly amounts but now I will go a couple or three months without spending a penny on booze (mainly because I have been working too many long shifts nad early mornings and riding in between) but then every three to four months about £30 in one go and boy dont I enjoy it.
3 bottles of wine for a tenner from Asda will usually last us a week. Some beer too.
another nil
£23.78
Mortgage lenders may soon be asking for more specific details of potential borrowers' expenditure - including booze/fags/other vices.
Fags = zero
Other vices = urm excluding mountain bikes I'd hate to put a price on hookers and cocaine 
Let's see.
Perhaps 2-3 bottles of wine a week between Mrs M and me.
Then, pubwise, one or two nights, one or two pints apiece in poofy southern bars.
£30 / week?
£0.00
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