biking with Lava trax next year in tenerife, does anyone know any insurance companies for holiday insurance that covers MTBing. they have a company i believe is £11.00 a day but would rather cover the whole holiday as going on out on our own as well as guided.
Bike Forum
holiday insurance..mtb abroad
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Posted 6 months ago #
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I use Virgin as they cover MTB'ing whilst away. I buy an annual policy and that covers me when ever I go away on holiday or away MTB'ing. £80 for the year is roughly what I pay.
Posted 6 months ago # -
Flexicover Direct...I think I pay about £50 for a years cover. They even do cheaper options than this. I don't mind their monthly emails either, usually about travel tips or obscure places/hotels.
If you look about you should be able to get 20% discount code too.Posted 6 months ago # -
These deals all sound great, our old yearly insurance included MTB, so they said (and stated in the documents). This however excluded anything downhill!?! When I questioned them this meant lift assisted riding in the alps would not actually be covered under the insurance.
We now use Dogtag, yearly a few hundred for a family of four (so will cover out winter holidsy too). Not cheap, but I dont fancy paying out for the helicopter and fancy swiss hospitals!
Posted 6 months ago # -
Another vote for dogtag. They paid out in full with no hassle when i was taken ill on the day i was supposed to fly so couldnt go.
Posted 6 months ago # -
I am a MTB Holiday provider and unfortunately have had experience dealing with insurance companies.
By far the best are Dogtag and snowcard.
I would avoid what banks, easyjet etc... give you....no such thing as cheap insurance..
Posted 6 months ago # -
If you have a Santander Premium current account you get free travel insurance. It can be upgraded to include MTB riding anywhere in Europe for less than 10 quid. Bargain or what!
Posted 6 months ago # -
Of course under reciprocal arrangements all medical care is free across Europe.
Posted 6 months ago # -
Of course under reciprocal arrangements all medical care is free across Europe.
Not quite -
The EHIC entitles the holder to state-provided medical treatment within the country they are visiting and the service provided will be the same as received by a person covered by the country’s ‘insured’ medical scheme
- which won't necessarily be the same as you'd be able to get in the UK.
Posted 6 months ago # -
Of course under reciprocal arrangements all medical care is free across Europe.
Not true at all. Reciprocal rights mean you get the same entitlement as a citizen of the country you're visiting. Many countries in Europe do not have free state-funded health care.
In France, for example, the state only funds around 70% of the cost of the treatment and you are required to pay for the remainder yourself. A serious injury requiring an operation and a week in hospital could therefore still land you with a bill for 3000€+.
Posted 6 months ago # -
Coincidence! I was about to post the same question. Lava Trax as well, 2nd week on January.
Posted 6 months ago # -
I've had very good experiences with Globelink - https://globelink.co.uk/
I used them as well and thought they were pretty good.Posted 6 months ago #
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