Ton, it's not really about the bar/saddle level thing.
It's about weight distribution.
If I were you, I would start my bike setup again, and this time aim to get your bum further back. Pain in your hands, wrists and shoulders is usually a sign that you are taking too much weight on your hands; usually because you are sitting too far forwards.
You should be able to ride along for a considerable distance using two fingers to support your weight on the bars; using core strength to maintain your position, not using your hands to hold yourself up.
Get your bum further back, get used to stretching out a bit more, and use your hands to steer with, not to support your body weight.