Apologies for not asking this on a money forum….but it's my bike savings involved here.

Is it possible to open a new ISA account and transfer an old ISA into an existing ISA all in the same year?

Thanks in advance

Yes but depends on the account, a lot of accounts will NOT accept transfers. Alliance and Leicester have best ISA at 3.2% at the minute but it's only for new accounts being open.

yes

excellent…the carbon Blur 4X will be mine then (maybe in two years time)

I'm thinking of transferring previous ISAs to the M&S 3 year one – 4% from them.

the long termers do have better rates but this is technically my house deposit. Maybe, just maybe I can strike this year so don't want any penalties involved for an early withdrawal.

OO mudshark I hadn't seen that one, but even still 3 years is a long time to lock my money up, 2 years I could probably do. I shall have to have a look. Can you transfer into the M&S one too? If so, that's good!!

Halifax, 2 years@3.5%…