Boblo makes an excellent argument, and i would agree, id never purchase it on finance either, always pony up the cash for this purchase.
However, im going to throw this in the ring….
You have coveted this watch for a long time, and talked about it on many occasion. I have you down as a hard working, low maintenance kinda guy. Work hard, look after your family etc.
So this is for you, a small piece youve always wanted to dedicate to your, well, dedication.
If you save up, there will ALWAYS be more pressing needs for the funds. There always is, or ‘oooo i better not spend that just in case’. With a high value purchase, because your a family man there will ALWAYS be explanation/cajoling required.
Better to have loved and lost – than to never have loved before. As said, you can always flip it, if it isnt your grail watch and re-realise the value.
You are having pre-buyers remorse right now, thinking youll get buyers remorse. But what if you dont??
Like others on this forum thread, im quite sure you get asked, incredulously, ‘you paid how much for a watch’?? To which i respond ‘you paid HOW much for a car?? And its worth 50% of what you paid now, my watch has held/appreciated in value’.
Await thought processes to kick in and the realisation…
Maybe, just maybe, emotion does have to get in the way….