did you have an RTA with someone on a 2400 quid bike frame ?
put it this way – if it was your 2400 quid bike and someone had driven into you – how would you want it dealt with ?
on the other hand if you have the chance of buying it off an insurance company then your life in your hands …..
i had one that i wrote replace frame on the quote due to the frame being short on its paint – due to the crash ….. nothing wrong with the alloy frame i could see but because it had paint missing i had to say new frame time to the insurance co ! – do remember if its not the bike owners fault then he is within his right to have his frame returned to its previous non crashed state !
on a side note – was shown a merida scultura frame that had headon hit a car that was on the wrong side of the road coming round a corner – only the top tube had snapped. owner was ok except road rash though !