I'm not sure I understand the difference at the moment but its been recommended that I work with wordpress.org rather than wordpress.com – will I be up and running with the .org version in 10minutes??
WordPress.com is a site hosted by wordpress, similar to blogspot. WordPress.org is what you can host on your own webspace
I know with dreamhost their installation will let you set it up in 10 mins, I'm sure other hosting is the same.
It sounds like you won't be starting from scratch.
This is an excellent place to look for free themes which you can then customise as you see fit
Smashing Magazine[/url]