I was driving down a tight road and stopped when I saw a van coming round the corner the other way. I didn’t think there was enough room to get passed so I pulled over as much as I could and stopped my car, expecting him to either reverse or go up on the curb to get past.
He tried to squeeze past and ended up scratching the rear wheel arch and bumper.
After a bit of arguing where he said “it goes both ways” which was total bullshit, as I was stationary we both calmed down and chatted about it.
He said he didn’t want to do it through the insurance and had a mate who does resprays and could do it cheaply and we could work something out.
I agreed and took his details.
I phoned up a friend who’s dad knows about this sort of thing and he thought it would cost between 150-300 quid to do a decent job to put right.
I sent him a message with this info and he said that he thought that we were both going to pay for our own repairs.
I reminded him that I was stationary and he was moving and I expected him to pay for the repair to my car.
He said that we should go via the insurance, as I was also moving and his mate would testify to this.
Is it worth me bothering with the insurance if his mate is going to lie about it and the best case is 50/50 and I might lose my no claims?
I think I can get a half decent job done for £150 through my mate.
My car is not even worth a grand so I don’t know if it is worth the hassle.
Thoughts?