Viewing 40 posts - 41 through 80 (of 215 total)
  • Child allowance threshold feel done over
  • Junkyard
    Free Member

    Are any actually earning this or is it just theoretically possible?
    Genuine question FWIW

    sgn23 is correct but iirc the rational was it would cost more to do it based on family income than it saved hence the simple , but unfair, method chosen.

    Still think the NW clause of just saying it is above x incomes achieves the fairness test,

    yunki
    Free Member

    I’d be more sympathetic to the bitter majority on here if I thought their deep seated socialist political ideology

    hmmm..

    I’m not envious
    I’ve never had any massive ambitions about getting a nice house or car or keeping up with the joneses or trying to be well off.. It’s always looked like a mugs game to me.. I’m honestly very happy with my simple existence

    I just don’t see how people that are already very comfortable indeed can moan cos they’re not getting an extra few quid for nothing when

    a. there are people out there genuinely struggling
    b. the country is in such a shit state financially
    c. the poorest people in the country are getting the blame for it

    iolo
    Free Member

    How much tax is a high earner paying?
    Considerably more than a low earner I would imagine.
    The high earner has kids. Why shouldn’t they receive child allowance?
    They contribute plenty enough to the revenue of this country.
    Should they be allowed to get a cycle to work bike?
    How about NHS services? Surely they have enough money to go private.
    I worked, never got a single penny of tax credit as I wasn’t married and have no kids.
    There seems to be a crazy amount of animosity against the OP.
    Why? Because he earns too much money? What a bastard.
    The allowance is there, he’s not defrauding the system.
    He’s doing nothing illegal.
    Some might not agree with the system but it’s not the OP’s fault.

    anagallis_arvensis
    Full Member

    The high earner has kids. Why shouldn’t they receive child allowance?

    Because they dont need it?

    Junkyard
    Free Member

    Tax credits are income based and you did not get them because you earned above the threshold

    https://www.gov.uk/working-tax-credit/overview

    You could get Working Tax Credit if:

    you’re aged from 16 to 24 and have a child or a qualifying disability
    you’re 25 or over, with or without children

    There is no animosity as such it is just that some care more about the fact we have families relying on food banks than we do about the OP’s struggles on 50k + pa.

    Because they dont need it?

    Who are you to determine what anyone needs?

    *edit – didn’t read your question properly – in the sense that it was a question, not a statement…

    alanl
    Free Member

    iolo, the OP was moaning as he wasnt getting the Benefit any more, even though he is on £50k+/yr.
    Really, how many families are on that – very few, it is very good earnings, and not worthy of any moaning when a benefit is cut because of his earnings reaching a threshold.

    Tax credits – anyone who doesnt earn much gets that (<13k iirc), kids/marriage has nothing to do with it, apart from maybe getting a bigger allowance with children, no idea as I havent got kids now, but I was getting Tax Credit until last year.

    No-one said he was defrauding the system, but it was the moaning about income when he is in a very good financial position that riles people.

    Junkyard
    Free Member

    Tax credits are income based and you did not get them because you earned above the threshold

    https://www.gov.uk/working-tax-credit/overview

    You could get Working Tax Credit if:

    you’re aged from 16 to 24 and have a child or a qualifying disability
    you’re 25 or over, with or without children

    There is no animosity as such it is just that some care more about the fact we have families relying on food banks than we do about the OP’s struggles on 50k + pa.

    Drac
    Full Member

    iolo, the OP was moaning as he wasnt getting the Benefit any more, even though he is on £50k+/yr.

    No. He is moaning at the system allowing a family bringing in £99k per year can get it but a one bringing in £50k can’t.

    Yes Junky – I realised my mistake before you pointed it out, thanks 😉

    My point was, however – who gives anyone on here the right to determine at what level any particular individual does, or doesn’t need something

    iolo
    Free Member

    But the OP states he’s the sole provider.
    If he was to earn 25k and his wife also got 25k (which I’m sure is closer to the demographic on here), would there still be such an outcry?

    anagallis_arvensis
    Full Member

    Who are you to determine what anyone needs?

    Just a normal person with some common sense. If you are earning a decent wage you dont need child benefit. We earn around what the op earns. I have no idea how much child benefit is or indeed what the mrs does with it. We dont need it.

    yunki
    Free Member

    according to a quick dodgy wiki source there’s 5 millionish people earning 30k – 50k salaries in the UK

    if they’re all after £35 per week per child that’s like £18200000000 getting dished out to comfortably off people every year innit..?

    torihada
    Free Member

    For me the issue is the attitude of ‘which party is going to make me better off’?

    Our taxes help provide for a better & fairer society. If we, the better paid and well off pay more tax to help the poorer part of the population, irrespective of their ‘deservedness’, we help support a well funded universal National Health Service then we all benefit from a more equitable society. Otherwise we slowly slide towards an Americanised state of affairs. Eventually the haves (people with jobs, houses and healthcare) living behind gates keeping the poor at bay.

    Sometimes we have to ‘take one for the team’. Our household no longer receives child benefit. If that helps secure funding further down the ladder all the better, if it funds tax cuts for the likes of me, then that’s as bad as it gets.

    Junkyard
    Free Member

    In my cases its the ability to do maths and I am not sure what you want here

    They clearly dont “need” it , they clearly dont want it as obviously the wealthy are greedy 😉

    Daffy
    Full Member

    hardupdad – Member
    I don’t mind paying it back its the fact a household income of 90k wouldn’t be in the same position. I admit I have worked hard to get where I am and sorry I have annoyed some of you.

    Whilst I do sympathise, A household with an income of £90k would be paying over £30k in tax and national insurance, whereas you’re total payments are closer to £17k.

    When Daffy Jnr came along, our household income was £28.5k! My wife was completing her PhD, we were entitled to no SMP or anything. £28.5k was all we received.

    After Tax, NI and SL, that was £19.2k per year. Rent and bills were £1250, food another £300, that left £50 per month…

    iolo
    Free Member

    Junkyard – lazarus
    In my cases its the ability to do maths and I am not sure what you want here

    They clearly dont “need” it , they clearly dont want it as obviously the wealthy are greedy

    I know, let’s all vote for the communist party in the May elections.

    daveh
    Free Member

    Business in OPs name, wife takes the wage she should, business shows an annual loss, loss reduces OPs ‘income’ to below threshold.

    Or donate to charity to reduce income.

    ?

    winston
    Free Member

    “I’m not envious”

    Fair enough Yunki – so perhaps you fall squarely into category B then.

    Anyway all these earnings figures are meaningless without comparable disposable income figures. One of my best mates earns 21k and lives like a king whilst another earns 3 times that and whilst clearly is not on the breadline can’t afford to go abroad for holidays or ride anything other than his old rigid HT (not that he has ever complained btw, not once, not even about losing his CB)

    Junkyard
    Free Member

    I know, let’s all vote for the communist party in the May elections.

    Well if a straw man attack wont refute my maths/points then what will?
    🙄

    iolo
    Free Member

    Well if a straw man attack wont refute my maths/points then what will?

    I have no idea what that means.

    Junkyard, what maths have you applied to anything?

    Stop being so bloody self righteous just for a minute, can’t you?

    Edukator
    Free Member

    Our household income is somewhat less than the OP’s, we’ve never qualified for child benefits (none for the first child in France), pay lots of tax and I consider myself well off.

    Very well off even. I live in a great place with great people, do lots of things I enjoy doing. The streets are a pleasure to walk, the schools do a fine job of educating my son, Madame enjoys her job… .

    And in answer to the OP’s original question, vote Green.

    mefty
    Free Member

    There are very respectable arguments for universalism and they can be be made from both the right and left. This is a reasonable rehersal of them.

    Guardian link

    Junkyard
    Free Member

    Look we can have a debate or you two can hurl insults and fail to think
    Iolo – i never said anything about communism refute what I said will you rather than make silly points about communism

    Artist – What maths? I explained but once more ….. do they need it ? Do they really need it ? Will they starve, be destitute, homeless without this money ? No one could claim this is the case ergo anyone [ who can do maths/budgetting] can work out whether they “need” it . So who has the right to say this …anyone really as its a fact they dont need it.

    It seems clear which way this is going I will take my facts self righteousness with me

    Night

    Edukator
    Free Member

    Just taken a look at the OP’s posting history. Best step away from this thread before getting banned. Goodnight all.

    matt_outandabout
    Full Member

    To echo what the op said. – a couple earning 90k between the get child allowance. A single earner in a couple getting 51k doesn’t.

    While £50k is a lot, it does seem an anomaly.

    (Suck it up btw…)

    brakes
    Free Member

    the biggest problem in my opinion is that they give you the allowance and then ask you to pay it back later on once you’ve filled in your tax return.
    there’s a psychological impact of being asked to give back something you were previously entitled to.

    child benefit is over £1,000 a year – it’s not an insignificant amount, even if you are lucky enough to earn £50k.

    singlesteed
    Free Member

    Iolo, the point is you don’t know what anything means because you smoke crack.

    😉

    yunki
    Free Member

    yeah, it’s a bit like when tax credits overpay you through their own mistake and then demand it back through bailiffs and court action when you’re already on the (government stipulated) breadline

    HoratioHufnagel
    Free Member

    Tax + national insurance – Benefits = effective tax paid.

    Its amazing how much politics people infer given which word is used.
    Increase benefits = BAD
    Decrease tax = GOOD

    Its the same thing!

    totalshell
    Full Member

    i think its a great sign of mixed up system that a family on minimum wage pays tax so that someone on 50k can get benifits.. its equally daft that someone on 30k pension gets a state pension as well and 300 quid heating allowance and a bus pass.. someone needs to stand up and shout..

    smell the coffee.. the country cant afford pensions for teachers etc retiring at 52 so now you cant draw till your of full retirement age and the max you can have then is whatever average earnings is then.. everybody could then retire at 65 with a decent income.. instead of waiting till 68 for my 110 quid a week..

    hardupdad
    Free Member

    Sorry to be the bad guy…….I just thought it seemed a little unbalanced.

    I just wonder how many people bought an Apple device off Amazon whilst drinking Starbucks coffee when they were giving it all that up there.

    Hope you all filed you returns on time.

    Drac
    Full Member

    I just wonder how many people bought an Apple device off Amazon whilst drinking Starbucks coffee when they were giving it all that up there.

    Damn I’ve been rumbled.

    ninfan
    Free Member

    ich word is used.
    Increase benefits = BAD
    Decrease tax = GOOD

    Really?

    I thought increasing tax on the ‘haves’ (anyone earning 50k pre tax is in the top 10% of earners in the UK) was unanimously seen as a good thing, just look at the fuss made over 50p

    Whereas cutting benefits is most definitley seen as a bad thing,

    fallsoffalot
    Free Member

    Nearly pissed myself at yunkis first 2 posts

    mitsumonkey
    Free Member

    I’d be more fed up with the wife having 2 shops and earning no money from them, what’s all that about?

    iolo
    Free Member

    singlesteed – Member
    Iolo, the point is you don’t know what anything means because you smoke crack.

    Eh?

    hardupdad
    Free Member

    If you can open 2 shops and make money from day one whilst paying 4 staff let me know how. 1st shop funds the second while building up customer base. I would expect to see an income from May. It’s a long term thing.

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