Here’s the story:
My bro was borrowing my car (which he does often, and yes he is insured)
He is waiting at some traffic lights when the van in front starts reversing into a parking space and hits the front passenger side of the bumper/bonnet.
He proceeds to get out of the van, apologises and states as its a company van they will pay for the damage & not to involve the insurer as the excess is too high. My brother takes all his details, the guy in the van doesn’t even take my brothers name let alone his reg number.
We get some quotes & send them to the company he works for. We don’t hear anything for a week so I call the owner, he starts giving me abuse and says he is not paying for the damage.
So we involve the insurer, they contact the guy’s insurer and take matters further.
We are now told that there is counter claim stating my brother hit the van.
So, where do you think we stand as im under the impression insurers always favour the car in front? Will they take into account that it was us who contacted our insurer first, us who took all the drivers details etc & he didn’t even get my brothers name or reg number.
Has anyone had any experience with issues like this before?