Got a letter in the post yesterday from HMRC advising me that they owed me £1800 from last tax year from overpayment.
Now normally I’d be very sensible and put it in my savings or towards something for the house but I opened it having just got back from the funeral of a friend from my old mountain biking circle, only 53 years old. So I’m thinking **** it, let’s blow it on something that I’d not normally consider so looking for ideas from the STW collective mind. And no, not coke and hookers.
Best advice I’ve ever heard was "Do things, don’t buy things"
I’d normally wholeheartedly agree but my wife has just suggested two tickets to see Harry Styles in New York. Given she’s just left Wembley seeing him today I’m not convinced.Best advice I’ve ever heard was "Do things, don’t buy things"
When we got some inheritance a few years ago, we decided to buy a really nice hi-fi setup. Big floor standing speakers and a nice amp. Listen to it everyday and enjoy and appreciate it all the time. I’m hoping we will never need to buy another!! So sometimes ‘things’ can be the right thing
Best advice I’ve ever heard was "Do things, don’t buy things"
Yeah, but sometimes money can make doing them a lot easier/comfortable
Got a letter in the post yesterday from HMRC advising me that they owed me £1800 from last tax year from overpayment.
Many moons ago the HMRC started writing to my mum with a series of weird. guarded questions
"is your husband still alive?"
and she'd write back saying 'Yes'
"Are you still married to your husband?"
and she'd write back saying 'Yes'
"Does your husbands still live with you?"
eventually she had to write back and say yes to everything and 'why are you asking? and more to the point why aren't you asking him?'
they fessed up that around about the time he'd changed jobs a decade earlier they'd somehow lost his file. His new employer was paying PAYE with an out of date tax code from his previous job and therefore at too high a rate because HMRC hadn't sent the employer any updates - and HMRC was getting regular money for someone they didn't think existed. So he'd been overpaying for a decade. Due to a statute of limitations thing they actually only refunded him 6 years... but it was enough to buy a car.
Save it, in a years time you're get a letter from HMRC saying you owe them £1800.
that’s not unlikely! Though they can deduct that from my monthly salary if they do. Don’t intend to change jobs in the near future so circumstances shouldn’t change too much I hope so not much opportunity for them to cock it up (though of course that’s just tempting fate).Save it, in a years time you're get a letter from HMRC saying you owe them £1800.
