Have umm'd and aah'd for a while but now want to get this sorted. One dog and one cat.
Don't want to go with the cheapest for the sake of it - would rather know we're picking one that will cough up if needed.
So, what to the STW massive recommend?
Cheers
Petplan, without doubt. No limit in claims.
Yup Petplan or Greenbee/John Lewis Insurance. Look for a policy that doesn't have an upper £ or age of pet limit.
Cool, but is that based on experience or WOM loddrick?
Hmm, John Lewis ... have a friend who works there so will ask them what they know about it.
I had petplan, pain in the ar$% with the 2 claims we had. Decided to cancel insurance and put the monthly premium into an account instead and pay bills from that , much simpler.
Never really got why you have to pay vet in full then claim from insurance, defeats the whole point of insurance really, imagine if health or car insurance was like that.Also they dont insure when dogs are over 8 yrs old, just when your likely to need it ffs (think that is still the case).Money for nothing in my view.
JL = £40/month for a 5yr old Springer! That's ridiculous - more than I pay for my car.
Spacemonkey - absolutely based on experience. As a longtime owner of 3 Siamese cats, I have had loads of claims with them over the years and they have always been brilliant.
I have had claims with Petplan that are the polar opposite of bigbloke's experience.
They've insured both our dogs. When we've been to the vets we drop in a partially completed claim form for the surgery to complete and post. We pay the bill, and leave. We have had the insured part back as a cheque within 5 days every time. They've never quibbled.
When Ted ruined a stopper pad and was in for many repeat treatments we had the cheque from Petplan before the vet even invoiced us.
When you say 'which one' are you refering to the Cat or the dog to insure?
If you are i would say the Cat, i don't like dogs 😀
To add to this further my experiences are from petplan back in 2001/2002 so to be fair they "may" have changed a bit.
We went with the cheapest at the time, Tesco, unfortunately they used the small print to wriggle out of it when we made a claim.
Greenbee was best for us. Check claim limits for ongoing conditions (the cheap ones only cover the first 12 months of an illness)
If you have a springer then it will be high ££££££ 😆
Pet Plan again.
I claimed £9k a few years back and they never quibbled.
Partner works in a Vet and they are by far the best to deal with. Apparantly Tesco regularly call up asking questions about claims, presumably trying to get out of paying.
im with ' More Than'..... 😉
Cheers guys - looks like Pet Plan vs putting the equivalent into a savings account each month. Best part of £60/month for a cat and dog = WTF?
We're with More Than, they've been great whenever we've claimed (twice). I think it's about £10 a month per cat.
Petplan have revamped their policy later to make it much better, we were tempted to switch but decided not to.
We are with Morethan (missus is a vet so knows of other company horror stories) for both the springer and the cat.
Had the springer from 6 months and she is now almost 3, unspayed bitch and it is £18 a month.
Cat is about £7. Both of them are on the higher rate policy so they get lifetime treatment if needed.
Some interesting comments here:
[url= http://www.reviewcentre.com/reviews84882.html ]More Than[/url], especially having to pay the remainder of your annual premium if your animal is put to sleep!
Pet Plan page isn't like by AV so won't post that here.
I guess most people are going to post a review if they've had a negative experience ... or is that just the reality? Hmm
We had Wellie put to sleep in Nov, and cancelled the policy with More Than, didn't have to pay the rest and got a v nice condolence letter, and they pay direct to Vets so all we have to pay is the excess. Can't fault them at all.
Rather than starting a new thread I thought I'd resurrect this one.
Just got myself a puppy so will have a look at the above recommendations. I have 4 weeks free insurance from The Kennel Club and was going to get a quote from them. Anyone have any experiences of their insurance?
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after all, tomorrow it could be a childs face.
The Kennel Club
I got a number of quotes and just continued on with them. They had similar benefits to PetPlan but were a bit cheaper. I also consulted a vet friend who reports that Kennel Club and PetPlan are the ones who quibble least and pay up most promptly.
He warned against Tesco and Sainsburys in particular.