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Dammit.
Getting ready for work and noticed the bathroom ceiling is discoloured and very wet. Clamber up into the loft and down the far end (Victorian 2 bed terrace with bathroom /kitchen extension). The insulation is soaked at the far end, one timber is really wet and there is a fist sized hole in the black stuff where obviously the water built up and burst through. Probably about a meter square of wet insulation. Reckon the water must have been coming down from the apex which is shared with next door
Looked outside, can't get a good view of the roof but no tiles not he ground or many where I can see.
So what do I do?
1. Immediate actions and fix
2. Determine if it is a problem with the roof or the particular heaviness of the rain caused ingress?
Insurance should offer some sort of emergency repairs.
I tried to claim for similar thing recently. The insurance wouldn't cover the external repairs as they didn't class it as storm-damage.
They offered to cover any internal repairs (a luck of paint in my case) so I left it and got a roofer to sort it. Cost me £250 in a similar sounding property to yours.
Hope you get sorted...
I've taken photos for insurance purposes, might use them if I have to
I've removed all the soaked insulation and managed to dry up all the free standing water and have a fan up there trying to dry it out. It doesn't seem as bad as I first thought giving how much it was raining last night the ingress isn't that bad, most of the damage was done when the felt gave way.
Apparently to fix properly you have to get up on the roof remove the tiles and patch the felt from the outside. It is likely some of the flashing has been damaged by the winds causing the leak. Problem is I don't have a massive ladder to get up there
Luckily next door has a roofer already coming round (they have a leak, in a different area!) so hoping I can collar him for some advice
If I have to I reckon several layers of duct tape should get me through the next few days till it gets fixed properly.
Not what I needed now!