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Cutting back on spe...
 

[Closed] Cutting back on spending

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Move to Burma... sell the children... and take opium rectally!

You will feel a HELL of a lot better! 🙂


 
Posted : 29/11/2011 10:18 pm
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Elfinsafety - Member
Are there any downsides?
Yeah; she's still alive....

LOL nice one yeah unfortunately she is !!


 
Posted : 29/11/2011 10:19 pm
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Kids like their gadgets/games - second hand route prolly best.

I think what is actually 'best' is to make sure you can type 'probably' without it causing you undue pain or fatigue before you bring more semi-literate children to throw on top of the already growing pile!


 
Posted : 29/11/2011 10:21 pm
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Say you don't need no diamond ring
And I'll be satisfied
Tell me that you want those kind of things
that money just can't buy
For I don't care too much for money
Cause money can't buy me love
Ooh, can't buy me love, love
Can't buy me love, no


 
Posted : 29/11/2011 10:27 pm
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Not trolling with this question - but do you have to be part of the government scheme?

Can both (or one of you) opt-out and start a private pension? eg. Pay what you currently pay into the state pension into a private pension fund, but then say top that up with another £200 a month into ISAs or other funds* that you can access if you really need to (unlike a pension pot).

(*like paying of a mortgage a lot quicker if you have one).


 
Posted : 29/11/2011 10:45 pm
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I think what is actually 'best' is to make sure you can type 'probably' without it causing you undue pain or fatigue before you bring more semi-literate children to throw on top of the already growing pile!

You missed that I'd used 'owt' as well.

And some of my sentence structure is appalling.

Perhaps if I was as perfect as you my children would not be semi literate ( I believe it's an Americanism to use a hyphen).

Ho hum.

Edit - I also found it interesting when having a quick look at your forum history that you had only started 2 threads. One to complain about spelling and grammer and the second asking if you were being 'too [i][b]optomistic[/b][/i]'

Good night


 
Posted : 29/11/2011 11:05 pm
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We went through a similar situation during Thatcher's revenge of the 80s

We both lost our jobs and had to obviously cut back everything
1st to go was all the insurance policies (you don't really need them) and we returned everything we had on HP - telly, washing machine etc.

When we came out the other side of it, we made a decision to never need 2 wages again, so we've just lived on the one wage since


 
Posted : 29/11/2011 11:31 pm
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