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I work for a very large university in the midlands and while moving one of our long flat bed transits , i caught another one of our uni vans damaging the rear lights and panel 😳 !
Fesssed up straight away as there's loads on cameras around campus and didn't want it coming back around and biting my ass later on !.
spoke to the uni insurance etc today giving details etc, , but question is do i need to tell my insurance company that ive had an accident at work in works transport on works insurance ?? .....
Yes if you want them to honour your insurance. No if you dont mind them using it as a get out if you crash your car.
you should be able to get away with it, as long as you don't publish details about it to a public forum with really good search engine optimisation..... oh..... nevermind.
probably better tell them then.
Yep, the bump now forms part of your driving history on the MIB database (no, not [i]that[/i] MIB). Whilst a solitary scrape paid out from the works policy is unlikely to load your private premium, if you do prang your own car and your insurer checks the MIB database only to find you were economical with the truth, they can walk away laughing.
the bump now forms part of your driving history on the MIB database
Hmm, you'd think so, but from what I know of the MIB database there's very little matching goes on between people, policies, incidents and vehicles. It'd be interesting to raise a SAR against the MIB to find out exactly what they do know.