UPDATE: Reviews section refreshed, redesigned, searchable: Go take a look
Just had our home insurance renewal quote through and it has more than doubled despite no claims, so that can get in the sea!
Anyone got any recommendations for insurers/brokers that will cover a property with an annexe. The annexe has its own bathroom and kitchen, and a separate entrance from the main building (although the side wall adjoins our utility). As such, it has its own council tax but shared utilities. This combination seems so be a real problem for many insurers.
Is it insured as a single property or as two separate properties? Maybe that's an avenue to explore, but beyond that no helpful experience
On a related (but not to insurance) note, the rules on stamp duty changed last year when Multiple Dwelling Relief was abolished.
To date it has been insured as a single property. I presume separate insurance would be an option, although I've a feeling we looked into that at some point in the past and it wasn't cost effective. Still, worth investigating - cheers.
