Out for a spin yesterday afternoon. A bit later than planned and were about 15 minutes from home at 5pm so the streetlights were on but it was half light.
White helmet, Red top with white stripe, Lezyne Power drive XL on the handlebars.
I'm doing a steady 20mph in the centre of the lane coming through the pinch points. Car coming the other way stopped to turn right. I'd seen him from some way back and there was no reason for him to have waited unless he'd seen me so felt completely safe. At the last moment he pulls across my path. I'm not even sure I had time to brake (though I did manage to shout). Hit him square on between the front and rear doors.
Driver seemingly hadn't seen me at all - he thought he'd hit the street light on the corner. Claimed I should have been wearing hi viz/retroreflective (and it might actually have made a difference in this light but red/white white gloves white helment - I was hardly Ninja)
https://goo.gl/maps/LddCnb611Wk
Snapped fork, snapped bars, mangled shifters.
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I got off amazingly lightly. I remember expecting to be launched over the top of the car but the worst injury (at the moment) is a wrenched thumb and finger on my left hand. Expected to wake up with huge comedy hand but it's actually better than it was last night. Various bruises to knees, thighs and arms but no road rash.
Called Police (who were really good). They're going to recommend a charge of 'due care'. I've got the insurance details.
Is there any advantage in getting someone to help with the claim? I'm considering the bike a write off (it's taken a good hit to the head tube), plus smashed Garmin screen, torn gloves and shorts. It should be simple shouldn't it?
If you are a member of Cycling UK/CTC or similar I'd be getting in touch with them for guidance. It's part of the reason I'm a member
And good luck getting it all sorted, sounds like a pretty open and closed case
Other question - is there some way of interrogating the Garmin file - interested to know if it picked up any of the final moments.
Ouch, lucky to walk away from that one, don't think I'd be looking to re-use anything structural from the bike. Did you buy lottery tickets?
Get that thumb looked at. Likely detatched ligament.
As above, no way I'd be reusing the frame!
Glad you've come off 'relatively' well, sounds like it could have been much worse.
British Cycling also provide legal advice etc. if you're a member.
+1 for British Cycling legals
Leigh Day can help if you're not a member
Depends if you are claiming for personal injury - I found (a long time ago so might have changed) that CTC weren't interested in getting involved if you were only replacing broken bike / helmet etc.
I nearly got splatted in the same spot as my old crash this morning, and then almost wiped out on the next roundabout by a work colleague in the company pool car (that would have been an interesting claim). Can't wait to talk to him tomorrow.... Clothes and lights don't seem to make a difference - it was daylight and I had lights on plus neck to knees in neon yellow!
When L was T-boned on her way home from work, she had all the details, then attended A&E later (x-ray showed fractured shin). The bike we took to a LBS who wrote a report with recommended replacement value.
This all sent on to driver. Injury payment was offered quite quickly, the bike payment took a fair bit of chasing but was finally received about a year or so later.
Glad you're not too badly hurt. I'd get yourself properly checked out though - it's not impossible that your hand needs surgery or at least physio, and the insurance should be paying for that. Plus you might find more aches and pains in the next few days. Get it all documented/ photographed.
Get checked out by a doc. I rode home from my accident as the bike was rideable and I didn't feel too bad (and didn't want to tie up paramedic/Ambo/police). Once the adrenaline wore off and the swelling kicked in I ended up having 4 weeks off work, X-rays, physio etc.
Her insurance company treated me with complete contempt and never returned calls. So I went through BC lawyers (Leigh Day) and turns out their contempt cost them about two grand (I just wanted bike and kit replacing, now they're having to cover personal injury).
As above though I think they will only take a claim on if there's a P.I element, but if you're in BC/CTC it's only a quick free call to check (lawyer phoned me about half an hour after I called BC).
Hurts doesn't it 🙁
Got a claim going through with Leigh Day currently so can confirm they only deal with claims involving Personal Injury in them. Glad I did use them as they're sorting out a second round of physio after the first one didn't fix my lower back fully. Add in the complication of claiming back lost earnings and getting a fair valuation for the bike and it's been a blessing having someone else deal with all that. Was originally offered £1600 by the taxi's insurance and if I had taken it I wouldn't have seen a penny after lost earnings!
Make notes of every ache and pain, take photos of every cut and bruise and any changes. It can take a week or more for stuff to show up. 7 months on and I'm still having trouble doing stuff like tying my laces 😕
Glad you sound ok. In a similar accident last year I broke 12 bones and lost consciousness for 30 minutes. Garmin Should record he precise time and speed. I provided the file as polic evidence. I suspect you may have been braking. A dead stop at 20 mph is best not repeated in my experience.
And Leigh Day are excellent.
I wrenched my thumb in a bike crash in Feb, it's still not right. Possible surgery and time off bike... no one else to blame for it but me though.
I can't see any shop handling the repair beginning to say the frame is safe to use. It is an insurance right off.
Oh and the Police charge of due care and attention against the driver should make your claim easier to prove and hopefully quicker.