I've reread.....the op didn't mention it being 'financially worthwhile'.
But the CUK blurb does actually say (beyond the headlines of legal assistance after a cycle accident which sounds like it covers everything to the inept like me) that they are personal injury lawyers. So I guess it's for injury claims.....worth knowing ahead of time.
@convert at the time of the accident the bike was 3 months old so was treated as new price. I guess if it were older there may have been more discussions.
Cycling UKs solicitors didn’t want to take it on as they only make money of the opposing insurance company if there is a personal injury claim. Then they take a percentage. It was a no win no fee type of deal. The insurance is still worth it for the 3rd party aspect if you hit a pedestrian or car.
Edit: I had upgraded the wheels, crankset etc as well so they paid to replace them as well. CUk will do bike claims as well but only if there is a personal injury claim at the same time.
Edit: I had upgraded the wheels, crankset etc as well so they paid to replace them as well. CUk will do bike claims as well but only if there is a personal injury claim at the same time.
Great - thanks for the info.
What an utter horror show. It could have been so much worse though!
Did you have to pay for that, or did they charge their costs to the insurance co? If it wasn’t worth the while of the BC/CUK solicitors acting, what makes it profitable for the claims company? Genuinely interested, not suggesting you’re wrong.
@tthew, unfortunately just as robbo says above: CUK's solicitors weren't shy at telling me directly that they make their money from the personal injury claim part, hence wouldn't take on a bike-only claim. That was the first time I had to claim, about 10 years ago. Second time I had a need of representation I asked CUK again but same outcome. Cycle Law Scotland's costs would've been charged to the insurance company - I'm not a fan of the 'where's there's blame there's a claim' culture, but given the driver was an absolute **** I couldn't be arsed doing the donkey work myself.
CUK is still worth it for the 3rd party liability cover though, like robbo says.
