[i] I have free legal cover with the house insurance[/i]
Tried them?
Yes, I already conceded that you have a fair point.Maybe it would be better if "ambulance chasers" wasn't used as a generic term to include those who don't?
See. 😀You may be right about tarring them all with the same brush mind, we, (cyclists) don't like it that happens to us.
I was once given this advice:
[b]Next time it happens, don't get up off the floor until the Police or an Ambulance arrives for you.[/b]
Even if you think you are OK and the driver appears to be honest and forthcoming, they can dodge and delay like this. When you dial 999 tell them you are in the road and can't move, they will get there quickly, and the presence of officials will help the driver to be honest.
Tried them?
Yep, waiting for them to decide if they'll cover it. Apparently there has to be reasonable chance of success (there is) and the likely damages worthwhile - i.e. if I was only after £50 they'd not bother getting involved. So should be ok, but they've not confirmed yet.
Did try Bike Line, but they said as the personal injury claim is likely to be <£1k, it would be treated as a 'small claim' and as such they'd not be able to reclaim legal fees from the other side. So I'll hopefully use my legal cover from home insurance.
Updated the police with the false details thing and I think that's bumped it up the queue a bit so should hear back from them today or tomorrow.
Next time it happens, don't get up off the floor until the Police or an Ambulance arrives for you.Even if you think you are OK and the driver appears to be honest and forthcoming, they can dodge and delay like this. When you dial 999 tell them you are in the road and can't move, they will get there quickly, and the presence of officials will help the driver to be honest.
With all respect, that's pretty dishonest and daft advice. I was fine, and there's no need to cause even more delay for hundreds of people at rush hour by lying in the road like that. It wasn't a 999 call anyway - those guys are busy enough; it wasn't an emergency. I just had a bent wheel and bruised arse. Let's try and keep a sense of proportion here please!
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So avoid those, and choose somebody to use from the usual recommendations who are all perfectly decent. Maybe it would be better if "ambulance chasers" wasn't used as a generic term to include those who don't?
I was specifically referring to the bloody awful ones, including the one that phones me every two weeks to tell me that "as I have been involved in an accident, they would like to help me win compensation" even though when asked, they can't tell me what the accident was, nor why I might have a case to claim. There are a [u]lot[/u] of these companies out there, I'm afraid...
[quote=Mowgli ]Did try Bike Line, but they said as the personal injury claim is likely to be <£1k, it would be treated as a 'small claim' and as such they'd not be able to reclaim legal fees from the other side.
I'm surprised it's that little - doesn't take much to get an injuries claim over that. Mind you when I was last hit by a car and claimed I was limping for a week and had trouble sleeping, so maybe yours are less severe. Bear in mind that as I pointed out above you should be able to get your home legal cover to pay for them (rather than the solicitors they might otherwise choose who will probably have no experience of cycling claims).
wzzzz -
I was once given this advice
And shit advice it was.
aracer - Member
....Regarding "ambulance chasers" - well that's one term for legitimate no win no fee solicitors I suppose, but none of the decent ones I'm aware of do actually chase ambulances or anything close to that. I don't know why people feel the need to knock them when they provide a useful service and it's not unreasonable for them to make a living out of providing this service - the decent ones aren't actually trying to rip anybody off....
It's almost as if there was an active PR campaign against Personal Injury lawyers.
I'm struggling to think what industry would be behind it... 🙂
Slight update. Turns out the driver gave me both the wrong insurer and the wrong phone number (doesn't work, disconnected it seems). IDed his actual insurer from the reg plate, but they won't respond till they've spoken to him - and they have the same mobile number he gave me. Report this to police, but in the mean time I've no way of making any progress. Any ideas? I know his name, car reg, and which city he lives in...
Definitely report it to the police now. I'm pretty sure it's an offence to give false details after an accident where there has been damage.
Road Traffic Act 170 (2) / (4)
Offence to not inform Police and supply insurance cert if personal injury is involved.
Offence to supply false information re name , address etc
****.
You clearly need new shorts ( Rapha ) New lid (Poc ) , New frame ( Pinerallo ), New wheelset ( Zipp )
