I may need to take a small loan out in the coming months to cover some home improvements and have heard positive things about some of the peer to peer lenders. I’ve actually used RateSetter in the past and it was very simple and easy. Before I dive in to the same place, has anyone get any experience, positive or negative, of other lenders of a similar vain?

Cue lots of “don’t spend what you can’t afford” comments…

I got significantly better terms at my bank.

And that was with a perfect credit score.