I can understand people not giving a fig what they look like but i also have a hunch that some of these posters are the same people who shy away from Planet-X, Canyon, YT Industries, Saracen etc because they wouldnt be seen dead with certain (cheaper) brands.
Most of the stuff I ride in is proper cheap stuff (I do have one TLD teeshirt that was 75% off on wiggle)
No big brand names, some kit bought used off here. It all works, it's all comfy.
I don't wear padded liners, just shorts, not that baggy, but not "skinny jeans tight" and I don't own any Lycra at all, so I couldn't wear it even if I wanted to (I don't)
So who are you trying to impress? The occasional mountain biker you pass?
I've never impressed anyone so far, and I certainly don't intend to start now