That’s the thing the FCA allow execution only in branch or on the phone direct with your lender …. but no lender let’s you do it because the process of giving advice….then that advice being rejected…. re-assessing the fact find client need and giving secondary advice for it to be rejected again and a client INSISTING on execution is simply a mare.

Nice 👍 that

Online non advised execution only.

On phone or in Branch advise only.

Mortgage Adv. 24 years

“Belgian international with 25 caps” shhhh Mourinho will be trying to buy him!!

In the Salvation Army Homeless Shelter in Plymouth – the stolen glances across the reheated pasta and soup, the slight touch of our hands cleaning the communal toilets and showers………….we both worked for different High Street Banks at the time and had to get involved in community days ………………..

1999 Gary Fisher Paragon 😢

Income taken is your PAYE element and dividend for the year. Some ….not many ……will take PAYE and retained profit.

OP if you stay with your lender (and are not increasing your lending, amending your mortgage term, or changing your repayment method) you do not need to prove income again. If you re-mortgage to another lender then you need the latest and at least 1 years (usually 2) Sa302’s (also known as tax computations) and the TYO (tax year overviews)

Nah – North Devon over looking a beach…it’s horrible. I even have to drive 20/30 minutes to be in the middle of Exmoor, one hour thirty minutes to be in Dartmoor, an hour ish to Quantocks….might be a ferry service from nearby Ilfracombe to South Wales in the future….so could be even closer to Afan, BPW, Brechfa…..terrible!!!!

😀

Cats eye?

The United hierarchy need to give him an extended 3 year contract on the back of this result…..hopefully……

Never thought I would cheer a United ….WIN!!!!! 😀

Excellent- hopefully he will last a few more weeks 😀

new series 2 was commissioned before series 1 had even been aired …. excellent

Chris King hub??  Fun bolts are an option.

Swoons at the hunk

Sorry no answers from me but looking for the same hence a note to check back at a later date

Poacher turned film producer. Very sad for his loved ones.

Still love this thread.

Looks like we will never know what he/she bought………..

https://singletrackworld.com/forum/topic/do-you-think-you%e2%80%99re-attractive-serious-thread/

Cosmo could use some of the pics from this previous thread!!!!!

https://www.edinburghbicycle.com/endura-flipjak-reversible-jacket.html

If it is your size then bargain. I appreciate not a down filling.

“I am in love with the person from the sandwich centre……if she didn’t exist I would have to invent her”

This will be one of the greatest threads ever.

Do you have a mortgage offered on it?

If so….. any retention for the cost work?

If I had a mortgage offered with no retention at all and the puchase price and valuation reflects the cost of the work(s) I would go for it. So long as I had the funds to action the work.

If the mortgage offer has a retention reflecting the cost of works and again purchase price and valuation reflects the cost(s) of work and I had the money to do the work….again I would go for it.

Anything outside of this. Declined mortgage offer, no cash to action the work, mortgage offer with full retention etc……then I would/could not proceed.

On the way to work this morning……TalkSport is brilliant Sam Allardyce co presenting and claims to have had 13 missed calls on the mobile from the Greater Manchester area……….haha fabulous.

Kane can just claim the goals his teammates score!!!!!!!

Yep agreed …. Miss it in the magazine…bringing it back to the magazine would be great.

Weirdest thing ever

I also miss through the grinder in the magazine

https://www.merlincycles.com/ritchey-timberwolf-mountain-bike-frame-2017-110830.html

Onza Jackpot

https://www.cyclerepublic.com/onza-jackpot-mtb-frame.html?gclid=Cj0KCQjw77TbBRDtARIsAC4l83kW61n0UKhT_KRlW2ktVhkD5vY5gF9l68xv8k977ZF3rWA9yOsRLMUaAlu3EALw_wcB

Thomas Voeckler. 😍😘

Barry Scott will sort them out…….Bang and the dirt is gone.

Rescue dog that you gave 7 years of care and love…….Remember the pleasure and honour I am sure it would have been to be allowed to do that.

AHHHH …….. Nationwide Building Society……there for its members ……..hhmm….. and the 7 figure salary and benefits packages for the Board members.

https://www.google.co.uk/search?q=water+bike&oq=water+bike&aqs=chrome..69i57j0l3.4822j0j7&client=ms-android-hmd-rev2&sourceid=chrome-mobile&ie=UTF-8#imgrc=GnbDxtvH4pHh5M:

I can’t get it to work argh…..that hydrofoil bike thing. I think from NZ.

:):)

Regards the question about Adam L above. He is playing all the Liverpool pre season friendlies at present so is playing but still gaining fitness from being out most of last season.