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Anyone have any experience of a credit card with the good perks attatched to spending?
I'm after a card that will be used for general day-to-day purchases. No balance transfers are involved and the balance will be paid off each month so APR doesn't really matter either. All I want is a bit of added value through cashback/some kind of points/benefits.
The only one I don't want is Airmiles, as they wouldn't be worth it to me.
Thanks,
Dave.
amex blue can be useful if you can find somewhere to use it...v good abroad though
Amex Black.
Unfortunately I can only wish for the Amex Black CaptainFlashheart!
I'd seen the Amex Blue, but I think there are fewer and fewer places taking them now. Good old Tesco actually look pretty good, as I can trade their points for mag subscriptions etc (which would save me a fortune)
Coutts World Card is the only one ot have - Amex Black is for New money chavs CFH 😉
I use an Amex Platinum for day to day stuff such as shopping, diesel, MacDeath etc and pay it off each month. Get about £80 or so back around Christmas.
You need a second Mastercard/Visa because some of the smaller places don't take Amex beacause of the charges.
Houns, one doesn't want to let the proles know about Coutts...! 8)
Besides, Hoares or Fleming's is where it's really at!
😉
Egg mastercard pays 1% cashback, gives me £100 extra every March.
8)
I have a Capital One card - 2% cashback for first three months then 1% thereafter. No idea if they are still doing the offer though. Always paid in full at the end of the month 🙂
amex blue, or platinum for cashback - accepted in loads of places, certainly not getting less
for travel abbey zero mastercard is best - no foreign transaction fees
Capital One gets my vote. The introductory offer was 4% but now it's down to 1%. I put most of my spends on it and earn about £12 - £15 per month which gets added back onto my account at the end of the year. LOADS better than the many Airmiles I have accumulated and done nothing with
Tesco, clubcard points when ever you use it and then swap points vouchers 1 for 4 for holidays etc.
Had two holidays paid for so far and used them for Eurotunnel payments for last four years
Have enough vouchers for a £3K holiday in October and our Erotunnel in August
Tracey
I have the Shell mastercard. 1% cashback on all purchases but 3% on all shell fuel purchases in the UK. Combined with the shell points card (which gets turned into cash and credited with the cashback) its nearly 4% off your fuel.
Another vote for Tesco
Tesco for me too. Voucher-tastic.
barclaycard gives 2% cashback on petrol and supermarket shopping all the time not just a promo.
Amex black? What's the point in that? Anyway, have to spend over £100k or more each year I think.
Exclusive cards:
http://www.forbes.com/2007/07/20/amex-visa-mastercard-biz-wallst-cx_lm_0720ukcards_slide_2.html?partner=msnuk
Somebody elses
Another 1 for tesco, Only really works if you shop there aswell though,
Use our club card vouchers for annual joint RAC cover and then loads of family days out
+1 for shell, currently getting 6% off fuel with it. Almost makes v-power affordable 🙂
Tesco credit card?What's the score with it then? I buy everything on credit card and pay it off every month, so sounds like I may benefit massivetastically!!!
Tracey what are the hols like with them? Do you hvae to do packages or what? Where can I get all the detailed info!??
its a shot in the dark but [url= http://www.tesco.com/finance/ ]Tesco might have the details[/url]
yeh another vote for tesco from me to - points make prizes.
+1 for tesco.
all our spends go on the card and its paid in full (via DD) every month.
we get around 40-50quid a quarter back in vouchers which when converted into deals (x4) is nearly 200quid.
it pays for our annual top level RAC cover, a couple of mag subs, a few weekends aways each year.
Use card for everything and pay it off at end of month, shop at Tescos you get exra points also on Tesco Petrol
Got £104 of vouchers yesterday, they are sent every three months, which equates to £416 towards something
We went with Cosmos but they have other travel firms on board
£43 of vouchers paid for our £172 Eurotunnel ticket for trip to Verbier
Had 14 days in Menorca allinclusive for four
Had a villa for a week in Fuerteventura for four
You have to use the brouchure price
[url] http://www.tesco.com/clubcard/deals/seealldeals.aspx [/url]
Tracey