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[Closed] What credit card gives the best perks?

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[#551614]

Anyone have any experience of a credit card with the good perks attatched to spending?

I'm after a card that will be used for general day-to-day purchases. No balance transfers are involved and the balance will be paid off each month so APR doesn't really matter either. All I want is a bit of added value through cashback/some kind of points/benefits.

The only one I don't want is Airmiles, as they wouldn't be worth it to me.

Thanks,
Dave.


 
Posted : 14/05/2009 11:16 am
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amex blue can be useful if you can find somewhere to use it...v good abroad though


 
Posted : 14/05/2009 11:57 am
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Amex Black.


 
Posted : 14/05/2009 11:58 am
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Unfortunately I can only wish for the Amex Black CaptainFlashheart!

I'd seen the Amex Blue, but I think there are fewer and fewer places taking them now. Good old Tesco actually look pretty good, as I can trade their points for mag subscriptions etc (which would save me a fortune)


 
Posted : 14/05/2009 12:02 pm
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Coutts World Card is the only one ot have - Amex Black is for New money chavs CFH 😉


 
Posted : 14/05/2009 12:02 pm
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I use an Amex Platinum for day to day stuff such as shopping, diesel, MacDeath etc and pay it off each month. Get about £80 or so back around Christmas.
You need a second Mastercard/Visa because some of the smaller places don't take Amex beacause of the charges.


 
Posted : 14/05/2009 12:06 pm
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Houns, one doesn't want to let the proles know about Coutts...! 8)

Besides, Hoares or Fleming's is where it's really at!

😉


 
Posted : 14/05/2009 12:07 pm
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Egg mastercard pays 1% cashback, gives me £100 extra every March.


 
Posted : 14/05/2009 12:08 pm
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8)


 
Posted : 14/05/2009 12:08 pm
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I have a Capital One card - 2% cashback for first three months then 1% thereafter. No idea if they are still doing the offer though. Always paid in full at the end of the month 🙂


 
Posted : 14/05/2009 12:09 pm
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amex blue, or platinum for cashback - accepted in loads of places, certainly not getting less

for travel abbey zero mastercard is best - no foreign transaction fees


 
Posted : 14/05/2009 12:09 pm
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Capital One gets my vote. The introductory offer was 4% but now it's down to 1%. I put most of my spends on it and earn about £12 - £15 per month which gets added back onto my account at the end of the year. LOADS better than the many Airmiles I have accumulated and done nothing with


 
Posted : 14/05/2009 12:12 pm
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Tesco, clubcard points when ever you use it and then swap points vouchers 1 for 4 for holidays etc.

Had two holidays paid for so far and used them for Eurotunnel payments for last four years

Have enough vouchers for a £3K holiday in October and our Erotunnel in August

Tracey


 
Posted : 14/05/2009 12:18 pm
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I have the Shell mastercard. 1% cashback on all purchases but 3% on all shell fuel purchases in the UK. Combined with the shell points card (which gets turned into cash and credited with the cashback) its nearly 4% off your fuel.


 
Posted : 14/05/2009 12:43 pm
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Another vote for Tesco


 
Posted : 14/05/2009 12:51 pm
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Tesco for me too. Voucher-tastic.


 
Posted : 14/05/2009 12:58 pm
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barclaycard gives 2% cashback on petrol and supermarket shopping all the time not just a promo.


 
Posted : 14/05/2009 1:06 pm
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Amex black? What's the point in that? Anyway, have to spend over £100k or more each year I think.


 
Posted : 14/05/2009 1:10 pm
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Somebody elses


 
Posted : 14/05/2009 1:14 pm
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Another 1 for tesco, Only really works if you shop there aswell though,
Use our club card vouchers for annual joint RAC cover and then loads of family days out


 
Posted : 14/05/2009 1:19 pm
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+1 for shell, currently getting 6% off fuel with it. Almost makes v-power affordable 🙂


 
Posted : 14/05/2009 1:27 pm
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Tesco credit card?What's the score with it then? I buy everything on credit card and pay it off every month, so sounds like I may benefit massivetastically!!!
Tracey what are the hols like with them? Do you hvae to do packages or what? Where can I get all the detailed info!??


 
Posted : 14/05/2009 1:34 pm
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its a shot in the dark but [url= http://www.tesco.com/finance/ ]Tesco might have the details[/url]


 
Posted : 14/05/2009 1:38 pm
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yeh another vote for tesco from me to - points make prizes.


 
Posted : 14/05/2009 2:06 pm
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+1 for tesco.

all our spends go on the card and its paid in full (via DD) every month.
we get around 40-50quid a quarter back in vouchers which when converted into deals (x4) is nearly 200quid.

it pays for our annual top level RAC cover, a couple of mag subs, a few weekends aways each year.


 
Posted : 14/05/2009 2:12 pm
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Use card for everything and pay it off at end of month, shop at Tescos you get exra points also on Tesco Petrol

Got £104 of vouchers yesterday, they are sent every three months, which equates to £416 towards something

We went with Cosmos but they have other travel firms on board

£43 of vouchers paid for our £172 Eurotunnel ticket for trip to Verbier

Had 14 days in Menorca allinclusive for four

Had a villa for a week in Fuerteventura for four

You have to use the brouchure price

[url] http://www.tesco.com/clubcard/deals/seealldeals.aspx [/url]

Tracey


 
Posted : 14/05/2009 2:34 pm