[Closed] Van insurance for non commercial use

Been a while but never had an issue with non commercial insurance, just started with the compare lists

Direct line are good for my T5 kombi

There are haterz, but I like Adrian Flux for the non-conventional.

I also use Direct Line for my Transit (LWB with second row of seats)

Panda

Question would a mini bus be cheaper to insure than a van. Been asked if I want ex school transit 52 for £400. Thinking of seat removal. Summer of bang bus action then flog it as a bus again

NFU have been good so far for ours. Not had to claim though so no idea about that side of things.

Question would a mini bus be cheaper to insure than a van

I'd expect the minibus to be more expensive - part of the cost of insurance is you're liability to others, including your passengers - more seats (whether or not they are fitted) means more liability.

Question would a mini bus be cheaper to insure than a van. Been asked if I want ex school transit 52 for £400

I know it shocked me too

Is that your standard answer for every thread on STW. Which invariably can be answered with Google. Including this one 😉

Probably but ffs as insurance varies so much and it takes about 10 mins to look it maybe you could do that and tell us the answer 😉

Thanks folks.

I'll admit to a certain laziness but I know when I first insured the van a couple of years ago it wasn't as straightforward as I expected and Brentacre came up trumps after a suggestion on here. Just thought it worth asking again.

Insured a Trafic with dial direct for a couple of years, very competitive.
Now with Adrian Flux as DD dont do campers.

Summer of bang bus action then flog it as a bus again

and everyone chose to ignore this bit?

I have coffee on my keyboard.

however, I suppose you could call this commercial use, if you sell the videos..

and everyone chose to ignore this bit?

The rest of us had already been invited.

as always, I come last, or not at all.... 🙁

Apparently if non commercial it's considered a van. So as long as the venture doesn't make money we're golden.

Aviva always seem cheap and good cover

Aviva for me to. 1\2 price of Adrian flux. Mine has a 500ltr water tank bolted in the back so its classed as modified. Aviva didnt give a toss about the tank.
08 vivaro full NC, protected NC and recovery. + legal came to £260.

Just use the compare sites as above, but I did find my t5 kombi was cheaper on van insurance rather than car by nearly £200 this year.

Aviva here too, combined policy with wife's car.

I'm getting a good deal on my Dispatch with Aviva, even get a solid discount cos I've got my car insured with them too.

"[i]I'd expect the minibus to be more expensive - part of the cost of insurance is you're liability to others, including your passengers - more seats (whether or not they are fitted) means more liability.[/i]"

Probably true, my T4 is more expensive to insure than my 911 !

Similarly, my T5's insurance cost is nearly as much as my BMW i8.

Been with NFU for a few years and recently (last year) moved to Adrian Flux. It's also a "Renault trafic with seats and windows added in the back"

I tried Brentacre one year but there was something in the T&Cs that put me off or called my cover into question. Can't recall what it was, sorry, but go over it with a fine toothcomb.

Thanks for all those suggestions. Aviva saved £120 in the end, less than £200 for the year.

Thats a quid you owe me 😀

You don't get much beer for a quid bear. 😉

I ended up with Aviva