Travel Insurance for Over 80s

I'll ask my father. He turned 80 last year and has a few quite serious conditions and is having investigation for more. He got insurance for Europe last year, but it cost more than the holiday he had booked.

He's decided this year and going forward to stay within UK and Ireland.

I think my 92 year old father uses Saga. As above, the insurance premium for his annual two week trip to Italy to visit my sister is substantially more than the airfare and he chooses to fly premium (club class?) as it makes it easier for him

Get back to me if you need to ask my dad

But basically it costs a fortune. Pre existing conditions push the premium up. Un diagnosed is a basically impossible. So my mum has been referred to a consultant by her gp. Until that consultant writes back with a diagnosis insurance is impossible. She’s happy to stay home while her 87 year old husband runs up and down mountains looking for interesting birds and flowers

Saga? Wife just got insurance via them for a few hundred with other companies quoting north of £1k.

Staysure offer it, though no idea of the cost. There are comparison sites for over 70s and then they would have to look at the extra costs for their pre-existing conditions.

Thanks, it's looking pretty expensive with everyone and so I may try a specialist broker?  They only want to go to Jersey for a week!  Getting old sucks.

They only want to go to Jersey for a week!

My father only wanted to go see his sister in Guernsey...

They probably shouldn't travel if they are too frail, repatriation costs for dead bodies are very expensive.

repatriation costs for dead bodies are very expensive.

They are quite literally nothing compared with the cost of repatriating a live/poorly person.

A figure I recall from c.20 years ago was £187k from New Zealand to UK for a patient in a coma.

They probably shouldn’t travel if they are too frail, repatriation costs for dead bodies are very expensive.

If I'm dead I won't care what the costs are.

To be honest I imagine at that point in my life I'd just take my chances and self-insure if it was somewhere I really wanted to go and wouldn't get the chance again. Pack an American Express card to cover a giant hospital bill and worry about it when you get home. And avoid the USA.

Do your folks have any pre-existing conditions which a travel insurance company might use to void or nullify any claims any claims??